{
 "title": "Contractor deposit limits by state",
 "version": "1.0.0",
 "generated_at": "2026-10-22",
 "license": "CC-BY-4.0",
 "license_url": "https://creativecommons.org/licenses/by/4.0/",
 "attribution": "Source: InstaBids",
 "page": "https://instabids.ai/us/contractor-deposit-limits",
 "csv": "https://instabids.ai/fl/data/contractor-deposit-limits.csv",
 "notes": [
  "Not found means not found in the sources checked; it is not an official statement that the state has no cap.",
  "What a rank means: rank 1 goes to the limit that covers home-improvement contracts in general, names a dollar amount in its quoted ceiling and carries the fewest quoted conditions; a lower rank misses one of those, by the keys below in their order. A rank sorts the statutes' own words by these keys; it is not a rating of any state's law.",
  "Scope: a limit for home-improvement contracts in general ranks above a limit for one job type only.",
  "Ceiling type named in the quoted words, in this fixed order: (a) the quote names a dollar amount; (b) the quote names one-third or 1/3; (c) the quote names one-half. A quote that names a fraction is coded by that fraction, and a dollar amount that only sets which contracts a limit covers is not the ceiling. The table shows the statute's own words for every row and never restates a limit in other words.",
  "Conditions quoted in the statute (price thresholds, bond exemptions, an owner's right to void the contract, special-order materials): within a tier, fewer quoted conditions ranks first.",
  "Ties stay ties: a shared rank is marked with =. The jurisdictions where no limit was found in the sources checked share the last rank and are listed A to Z.",
  "Florida, whose statute sets a timing rule and no deposit limit, shares the last rank under its own tier."
 ],
 "source_sha256": "2b502bb20ca7dd7a08668b596962c18ed9bc1616ed2168356a1a5ed53d744ae1",
 "columns": [
  {
   "name": "rank",
   "description": "Rank by the published method keys; a shared rank ends with ="
  },
  {
   "name": "tier",
   "description": "Method key that placed the row: 2(a), 2(b), 2(c), Key 1: one job type, Timing rule, or Not found"
  },
  {
   "name": "jurisdiction",
   "description": "State or the District of Columbia"
  },
  {
   "name": "postal_code",
   "description": "Two-letter postal code"
  },
  {
   "name": "status",
   "description": "Statutory limit for some home contracts, a maximum-price contract rule, a timing rule, or Not found in the sources checked"
  },
  {
   "name": "citation",
   "description": "Sections the row quotes (limit or timing-rule rows) or the sections reviewed (not-found rows)"
  },
  {
   "name": "quotes",
   "description": "The statute's own words, in quote marks, exactly as the page shows them"
  },
  {
   "name": "source_url",
   "description": "Official source page(s)"
  },
  {
   "name": "capture_id",
   "description": "Archived copy in the repository behind each source"
  },
  {
   "name": "captured_date",
   "description": "Day(s) the archived copies were taken"
  },
  {
   "name": "checked_date",
   "description": "Day the archived copies were re-checked"
  },
  {
   "name": "page_url",
   "description": "The study page"
  }
 ],
 "rows": [
  {
   "rank": "1",
   "tier": "2(a)",
   "jurisdiction": "California",
   "postal_code": "CA",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "Cal. Bus. & Prof. Code § 7159.5(a)(3)",
    "Cal. Bus. & Prof. Code § 7159.5(a)(8)"
   ],
   "quotes": [
    "\"(3) If a downpayment will be charged, the downpayment shall not exceed one thousand dollars ($1,000) or 10 percent of the contract amount, whichever amount is less.\"",
    "\"(8) A contractor furnishing a performance and payment bond, lien and completion bond, or a bond equivalent or joint control approved by the registrar covering full performance and payment is exempt from paragraphs (3), (4), and (5), and need not include, as part of the contract, the statement regarding the downpayment specified in subparagraph (C) of paragraph (8) of subdivision (d) of Section 7159, the details and statement regarding progress payments specified in paragraph (9) of subdivision (d) of Section 7159, or the Mechanics Lien Warning specified in paragraph (4) of subdivision (e) of Section 7159.\""
   ],
   "source_url": [
    "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC&sectionNum=7159.5"
   ],
   "capture_id": [
    "data/us/captures/deposit/c4f6ac2d864f5696e372b8be4fa90c2f1787e80db54e6a50d76c52ce9b975ed9.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ca"
  },
  {
   "rank": "2",
   "tier": "2(a)",
   "jurisdiction": "Nevada",
   "postal_code": "NV",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "NRS 624.970(1)",
    "NRS 624.970(1)(b)",
    "NRS 624.970(2)(g)",
    "NRS 624.970(7)(d)"
   ],
   "quotes": [
    "\"… On and after October 1, 2023, any contract entered into between a residential contractor and the owner of a single-family residence who occupies the single-family residence for work concerning a residential improvement must comply with the provisions of this section and all applicable regulations adopted by the Board. …\"",
    "\"… A contract that does not comply with the provisions of: … (b) Paragraph (g) of subsection 2 is voidable by the owner of the single-family residence.\"",
    "\"(g) The amount, not to exceed $1,000 or 10 percent of the aggregate contract price, whichever is less, of any initial down payment or deposit paid or promised to be paid to the residential contractor by the owner before the start of the work. The provisions of this paragraph do not apply if the residential contractor has filed with the Board a bond solely for the protection of consumers in the amount of $100,000 or has been granted relief by the Board pursuant to subsection 5 of NRS 624.270.\"",
    "\"… The term does not include work concerning a residential photovoltaic system used to produce electricity, as defined in NRS 624.855, or work concerning a residential pool or spa, as defined in NRS 624.915.\""
   ],
   "source_url": [
    "https://www.leg.state.nv.us/NRS/NRS-624.html"
   ],
   "capture_id": [
    "data/us/captures/deposit/b1418f96728b727462595c42e2432ab1f934efe0df16d477eb62394df98f14c2.txt",
    "data/us/captures/nv-nrs-624-2026-10-19.html"
   ],
   "captured_date": [
    "2026-10-14",
    "2026-10-19"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#nv"
  },
  {
   "rank": "3",
   "tier": "2(b)",
   "jurisdiction": "Maryland",
   "postal_code": "MD",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "Md. Code, Bus. Reg. § 8-617(b)"
   ],
   "quotes": [
    "\"(b) A person may not receive a deposit of more than one-third of the home improvement contract price before or at the time of execution of the home improvement contract.\""
   ],
   "source_url": [
    "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gbr&section=8-617&enactments=false"
   ],
   "capture_id": [
    "data/us/captures/deposit/d4128bf13a42754dbd974d6f8a95a651b80caaa93074c7fc685d345ae03ab0cc.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#md"
  },
  {
   "rank": "4=",
   "tier": "2(b)",
   "jurisdiction": "Maine",
   "postal_code": "ME",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "10 M.R.S. § 1487 (intro)",
    "10 M.R.S. § 1487(5)"
   ],
   "quotes": [
    "\"§1487. Home construction contracts Any home construction contract for more than $3,000 in materials or labor must be in writing and must be signed by both the home construction contractor and the homeowner or lessee. Both the contractor and the homeowner or lessee must receive a copy of the executed contract prior to any work performance. This basic contract must contain the entire agreement between the homeowner or lessee and the home construction contractor and must contain at least the following parts:\"",
    "\"5. Payment. The method of payment, with the initial down payment being limited to no more than 1/3 of the total contract price;\""
   ],
   "source_url": [
    "https://legislature.maine.gov/statutes/10/title10sec1487.html"
   ],
   "capture_id": [
    "data/us/captures/deposit/5080a6939e2b0d6e94cbf39f688510d9cd92a0a49f29bc649b8bc62d79ee61fe.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#me"
  },
  {
   "rank": "4=",
   "tier": "2(b)",
   "jurisdiction": "Massachusetts",
   "postal_code": "MA",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "Mass. Gen. Laws ch. 142A, § 2(a)(6)"
   ],
   "quotes": [
    "\"(6) a time schedule of payments to be made under said contract and the amount of each payment stated in dollars, including all finance charges. Any deposit required under the contract to be paid in advance of the commencement of work under said contract shall not exceed the greater of one-third of the total contract price or the actual cost of any materials or equipment of a special order or custom made nature, which must be ordered in advance of the commencement of work, in order to assure that the project will proceed on schedule. No final payment shall be demanded until the contract is completed to the satisfaction of the parties thereto;\""
   ],
   "source_url": [
    "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXX/Chapter142A/Section2"
   ],
   "capture_id": [
    "data/us/captures/deposit/1acecb215f6b8028eb81b2efe24a944cb4ecf722a103f5c86054b139b8eff506.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ma"
  },
  {
   "rank": "6",
   "tier": "2(b)",
   "jurisdiction": "Pennsylvania",
   "postal_code": "PA",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.9(10)(i) (HICPA §9(10)(i))",
    "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.9(10)(ii) (HICPA §9(10)(ii))"
   ],
   "quotes": [
    "\"(10) (i) Except as provided under subparagraph (ii), for a home improvement contract in which the total price is more than $5,000, receive a deposit in excess of: (A) one-third of the home improvement contract price; or (B) one-third of the home improvement contract price plus the cost of special order materials that will be ordered, as designated in the written contract.\"",
    "\"(ii) The provisions of subparagraph (i) shall not apply to a home improvement retailer, regardless of net worth, who does all of the following: (A) Posts an irrevocable letter of credit payable to the bureau for the use and benefit of every person protected by the provisions of this subparagraph in a form approved by the bureau, in the amount of $100,000 per store location but not to exceed $2,000,000 for a home improvement retailer that has multiple stores. (B) Ensures that its contractors are registered under this act and have proof of liability insurance as defined in section 4(a)(1)(ix).\""
   ],
   "source_url": [
    "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0"
   ],
   "capture_id": [
    "data/us/captures/deposit/15f99aaaa0b88b8b45674afd9cf5379a48c43ca628ae7b48d6a7a78261b2cac8.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#pa"
  },
  {
   "rank": "7",
   "tier": "2(c)",
   "jurisdiction": "Vermont",
   "postal_code": "VT",
   "status": "Limit only when the contract sets a maximum price",
   "citation": [
    "26 V.S.A. § 5509(c)(1)",
    "26 V.S.A. § 5509(c)(2)"
   ],
   "quotes": [
    "\"(c) Down payment. (1) If a contract specifies a maximum price for all work and materials or a statement that billing and payment will be made on a time and materials basis, not to exceed a maximum price, the contract may require a down payment of up to one-half of the cost of labor to the consumer, or one-half of the price of materials, whichever is greater.\"",
    "\"(2) If a contract specifies that billing and payment will be made on a time and materials basis and that there is no maximum price, the contract may require a down payment as negotiated by the parties.\""
   ],
   "source_url": [
    "https://legislature.vermont.gov/statutes/fullchapter/26/106"
   ],
   "capture_id": [
    "data/us/captures/deposit/48af3d6b8bf9f3fc0e93ff918ea9f1997f54378f6507489705d8a382bba81501.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#vt"
  },
  {
   "rank": "8",
   "tier": "Key 1: one job type",
   "jurisdiction": "Arizona",
   "postal_code": "AZ",
   "status": "Statutory limit for some home contracts",
   "citation": [
    "Ariz. Rev. Stat. § 32-1158.01(A) (intro)",
    "Ariz. Rev. Stat. § 32-1158.01(A)(2)(a)",
    "Ariz. Rev. Stat. § 32-1158.01(B)"
   ],
   "quotes": [
    "\"A. In addition to the requirements of section 32-1158, a licensed contractor who enters into a contract for the construction or installation of a residential in-ground swimming pool or spa with a purchaser who resides in the residence or who intends to reside in the residence after the completion of the contract shall include at least the following provisions:\"",
    "\"(a) A down payment payable on the execution of the contract of not more than fifteen percent of the original contract price.\"",
    "\"B. If a purchaser requires the contractor to furnish a payment and performance bond securing the performance of the contract, the contract provisions required by subsection A, paragraph 2 of this section may be changed in any manner agreed to by the parties to the contract.\""
   ],
   "source_url": [
    "https://www.azleg.gov/ars/32/01158-01.htm"
   ],
   "capture_id": [
    "data/us/captures/deposit/1825400fc14f894e32fa4afd918a8fd330e5457f8efd6b941f2e08bc67361a60.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#az"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Alabama",
   "postal_code": "AL",
   "status": "Not found in the sources checked",
   "citation": [
    "Ala. Code § 34-14A-7(f)",
    "Ala. Code § 34-14A-19",
    "Ala. Admin. Code r. 465-X-1 (HBLB compiled law & rules PDF)",
    "Ala. Code § 5-19-12 (home solicitation sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://hblb.alabama.gov/wp-content/uploads/2026/03/HBLB-Law-Effective-October-1-2025-Reg-Effective-November-14-2025.pdf",
    "https://hblb.alabama.gov/?p=1582"
   ],
   "capture_id": [
    "data/us/captures/deposit/00480a55876eb9d6177ac9f660b21c1868eff918110989938c6518622ab8ab3e.txt",
    "data/us/captures/deposit/ac508afb436706d0b6e88a7b032d57f3c628f2cc0c75d567c5f899852cc67eb1.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#al"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Alaska",
   "postal_code": "AK",
   "status": "Not found in the sources checked",
   "citation": [
    "Alaska Stat. § 45.02.350",
    "Alaska Stat. ch. 08.18 (checked; deposit limit not found)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=08.18.010&secEnd=08.18.181",
    "https://labor.state.ak.us/lss/forms/Hiring_a_contractor.pdf?q=032525"
   ],
   "capture_id": [
    "data/us/captures/deposit/8ccca011931181b50ed171db0df2a745602cb729c939170dab8e7f817737d4ac.txt",
    "data/us/captures/deposit/9c8d9cccad11088d8a561feaab7de4f3fa987562253245c5cf6d901c24933a32.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ak"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Arkansas",
   "postal_code": "AR",
   "status": "Not found in the sources checked",
   "citation": [
    "Ark. Code § 4-89-101 et seq. (Home Solicitation Sales Act)",
    "Ark. Code § 17-25-501 et seq. (Residential contractors) + 17 CAR § 295 (checked; deposit limit not found)"
   ],
   "quotes": [],
   "source_url": [
    "https://labor.arkansas.gov/wp-content/uploads/Residential-Contractor-Law-revised-04.2026.pdf",
    "https://arkansasag.gov/divisions/public-protection/homes/home-improvements/"
   ],
   "capture_id": [
    "data/us/captures/deposit/345d0d46f53cd5c3a21b37bbbc71f2113ac7dd6b2d9b4ac299596cade5c27e17.txt",
    "data/us/captures/deposit/2edeb3d4bed9d2dd4785b7715bb32c0ea6c92208ad837bb5aec15e8b40633c75.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ar"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Colorado",
   "postal_code": "CO",
   "status": "Not found in the sources checked",
   "citation": [
    "C.R.S. §§ 6-22-101 to 6-22-105 (residential roofing)",
    "C.R.S. §§ 5-3-401 to 5-3-404 (home solicitation, consumer credit sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-05.pdf",
    "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf"
   ],
   "capture_id": [
    "data/us/captures/deposit/69d680b92116329689a474a26e99ef3b0a789964babfabc66f45bd370150dece.txt",
    "data/us/captures/deposit/0909469883b3b0c6e69f9254be9307f6f738c2551b4cb18fa0f06cc63e70acef.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#co"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Connecticut",
   "postal_code": "CT",
   "status": "Not found in the sources checked",
   "citation": [
    "Conn. Gen. Stat. §§ 20-418 to 20-432 (Home Improvement Act), esp. 20-427, 20-429",
    "Conn. Gen. Stat. § 42-137 (Home Solicitation Sales Act)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.cga.ct.gov/current/pub/chap_400.htm"
   ],
   "capture_id": [
    "data/us/captures/deposit/361d9b93d9c3d7397b33cac5271ff3c5f641d1d613e5e71ba530defe2e685665.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ct"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Delaware",
   "postal_code": "DE",
   "status": "Not found in the sources checked",
   "citation": [
    "6 Del. C. §§ 3501-3503 (Building Construction Payments - trust funds)",
    "6 Del. C. §§ 4401-4407 (Home Solicitation Sales Act)",
    "6 Del. C. ch. 36 subch. II (checked; deposit limit not found)"
   ],
   "quotes": [],
   "source_url": [
    "https://delcode.delaware.gov/title6/c036/sc02/index.html",
    "https://delcode.delaware.gov/title6/c035/index.html",
    "https://delcode.delaware.gov/title6/c044/index.html"
   ],
   "capture_id": [
    "data/us/captures/deposit/fdb537e58ee181221da7a9631501782c1f483ce88aad29b5d59d54b1e468ea68.txt",
    "data/us/captures/deposit/e828b1d2801cf793c6b46b8ee32fa3f673cbe0c7c370dedad292d16004df8904.txt",
    "data/us/captures/deposit/ed6331bfdf338c571656cb8084b204d4c4ca0e46f14daeb6ce07a6e3b659984d.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#de"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "District of Columbia",
   "postal_code": "DC",
   "status": "Not found in the sources checked",
   "citation": [
    "16 DCMR §§ 800, 808 (Home Improvement Business regulations)",
    "D.C. Code § 28-3811 (Home solicitation sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=60C1545F-0000-C785-80B9-AEAA0527A502",
    "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=50C1545F-0000-CC23-A567-DD6A58174999",
    "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?ChapterNum=16-8"
   ],
   "capture_id": [
    "data/us/captures/deposit/252511516b453c9229df6cdf757b03775ab25b0e07cecd30157879fb449e179f.txt",
    "data/us/captures/deposit/12c1bac46ae377af77998dfec315c2c3a6219f9bcb84e135212515f851186092.txt",
    "data/us/captures/deposit/5830173df389bcfe59133cea952c36cc7b1761ad2953a0ed200111fbb18f850c.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#dc"
  },
  {
   "rank": "9=",
   "tier": "Timing rule",
   "jurisdiction": "Florida",
   "postal_code": "FL",
   "status": "Timing rule: an initial payment over 10% sets deadlines to apply for permits (30 days) and start work (90 days after permits issue), with exceptions",
   "citation": [
    "Fla. Stat. § 489.126(2)(a)"
   ],
   "quotes": [
    "\"(2)(a) A contractor who receives, as initial payment, money totaling more than 10 percent of the contract price for repair, restoration, improvement, or construction to residential real property must: 1. Apply for permits necessary to do work within 30 days after the date payment is made, except where the work does not require a permit under the applicable codes and ordinances, and 2. Start the work within 90 days after the date all necessary permits for work, if any, are issued, unless the contractor has just cause for failing to apply for the necessary permits, starting the work, or refunding the payment, or unless the person who made the payment agreed, in writing, to a longer period to apply for the necessary permits or start the work or to longer periods for both.\""
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   "citation": [
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   "quotes": [],
   "source_url": [
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   "citation": [
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   "citation": [
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   "status": "Not found in the sources checked",
   "citation": [
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    "815 ILCS 513/22 (senior 15-business-day cancel)"
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   "source_url": [
    "https://ilga.gov/legislation/ilcs/documents/081505130K15.htm",
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  {
   "rank": "9=",
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   "jurisdiction": "Indiana",
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   "status": "Not found in the sources checked",
   "citation": [
    "Ind. Code 24-5-11 (Home Improvement Contracts Act) - via Indiana AG brochure"
   ],
   "quotes": [],
   "source_url": [
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   "rank": "9=",
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   "jurisdiction": "Iowa",
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   "status": "Not found in the sources checked",
   "citation": [
    "Iowa Code ch. 555A (door-to-door sales: §§ 555A.2, 555A.4)"
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   "quotes": [],
   "source_url": [
    "https://www.legis.iowa.gov/docs/code/555A.pdf"
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   "status": "Not found in the sources checked",
   "citation": [
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   "quotes": [],
   "source_url": [
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   "rank": "9=",
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   "jurisdiction": "Kentucky",
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   "citation": [
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   "source_url": [
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  {
   "rank": "9=",
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   "jurisdiction": "Louisiana",
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   "status": "Not found in the sources checked",
   "citation": [
    "La. R.S. 37:2159 (Written contract required)",
    "La. R.S. 9:3538 (Home solicitation sales; right to cancel)",
    "La. R.S. 14:202 (Contractors; misapplication of payments)",
    "La. R.S. 14:202.1 (Residential contractor fraud)"
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   "quotes": [],
   "source_url": [
    "https://legis.la.gov/Legis/Law.aspx?d=93578",
    "https://legis.la.gov/Legis/Law.aspx?d=78340",
    "https://legis.la.gov/Legis/Law.aspx?d=508538",
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   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Michigan",
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   "status": "Not found in the sources checked",
   "citation": [
    "MCL 570.151 (Building Contract Fund Act)",
    "MCL 339.2411 (Occupational Code, residential builders)",
    "MCL 445.112 (Home Solicitation Sales Act)"
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   "source_url": [
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    "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2411",
    "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-112",
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   "rank": "9=",
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   "jurisdiction": "Minnesota",
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   "status": "Not found in the sources checked",
   "citation": [
    "Minn. Stat. § 326B.809 (Written contract required)",
    "Minn. Stat. § 325G.07 (Home solicitation; right to cancel)",
    "Minn. Stat. § 514.02 (Proceeds of payments held in trust)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.revisor.mn.gov/statutes/cite/326B.809",
    "https://www.revisor.mn.gov/statutes/cite/326B.84",
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   "jurisdiction": "Mississippi",
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   "status": "Not found in the sources checked",
   "citation": [
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   ],
   "quotes": [],
   "source_url": [
    "https://www.msboc.us/wp-content/uploads/2024/06/RESIDENTIAL-LAWS-AND-RULES-REVISED-2022-WEBSITE-VERSION.pdf",
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Missouri",
   "postal_code": "MO",
   "status": "Not found in the sources checked",
   "citation": [
    "Mo. Rev. Stat. §§ 407.700-407.720 (Home solicitation sales)",
    "Mo. Rev. Stat. § 429.012 (Contractor mechanic's lien notice)"
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   "quotes": [],
   "source_url": [
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   "rank": "9=",
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   "jurisdiction": "Montana",
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   "status": "Not found in the sources checked",
   "citation": [
    "Mont. Code Ann. §§ 30-14-501 to 30-14-506 (Personal Solicitation Sales)"
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   "quotes": [],
   "source_url": [
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   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Nebraska",
   "postal_code": "NE",
   "status": "Not found in the sources checked",
   "citation": [
    "Neb. Rev. Stat. §§ 69-1601 to 69-1607 (Home solicitation sales)"
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   "quotes": [],
   "source_url": [
    "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1601",
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   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "New Hampshire",
   "postal_code": "NH",
   "status": "Not found in the sources checked",
   "citation": [
    "RSA 361-B:1 to 361-B:3 (Home solicitation sales)"
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   "quotes": [],
   "source_url": [
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   "tier": "Not found",
   "jurisdiction": "New Jersey",
   "postal_code": "NJ",
   "status": "Not found in the sources checked",
   "citation": [
    "N.J.S.A. 56:8-151 (Contractors' Registration Act, home improvement contracts)"
   ],
   "quotes": [],
   "source_url": [
    "https://pub.njleg.gov/bills/2004/PL04/155_.HTM",
    "https://pub.njleg.gov/bills/2004/PL04/16_.HTM",
    "https://njconsumeraffairs.gov/hic/Pages/regulations.aspx"
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   "capture_id": [
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   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "New Mexico",
   "postal_code": "NM",
   "status": "Not found in the sources checked",
   "citation": [
    "None located (Construction Industries Licensing Act rules 14.6.3 / 14.6.6 NMAC reviewed - licensing only)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.srca.nm.gov/parts/title14/14.006.0006.html",
    "https://www.srca.nm.gov/parts/title14/14.006.0003.html",
    "https://www.nmlegis.gov/Sessions/07%20Regular/final/SB0574.html"
   ],
   "capture_id": [
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "New York",
   "postal_code": "NY",
   "status": "Not found in the sources checked",
   "citation": [
    "N.Y. Gen. Bus. Law § 771 (Home Improvement Contracts, Art. 36-A)",
    "N.Y. Lien Law § 71-a(4)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.nysenate.gov/legislation/laws/GBS/771",
    "https://www.nysenate.gov/legislation/laws/LIE/71-A",
    "https://www.nysenate.gov/legislation/laws/GBS/771-A"
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   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ny"
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "North Carolina",
   "postal_code": "NC",
   "status": "Not found in the sources checked",
   "citation": [
    "N.C. Gen. Stat. §§ 25A-38 to 25A-41 (home-solicitation sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-38.html",
    "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-39.html",
    "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-40.html",
    "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-41.html"
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    "data/us/captures/deposit/1962f4d1e39f339429fb5bd82eef65225332a1e18e9ac8b9a86be9cb25241d32.txt"
   ],
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    "2026-10-14"
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#nc"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "North Dakota",
   "postal_code": "ND",
   "status": "Not found in the sources checked",
   "citation": [
    "N.D. Cent. Code ch. 51-18 (Home/personal solicitation sales)",
    "N.D. Cent. Code § 43-07-14 (contractor licensing - abandonment after deposit)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.ndlegis.gov/cencode/t51c18.pdf",
    "https://www.ndlegis.gov/cencode/t43c07.pdf"
   ],
   "capture_id": [
    "data/us/captures/deposit/37eb898c10bf2222ac2fc85ac7d9a9981a2c468b4ef351236797d0f961fe848f.txt",
    "data/us/captures/deposit/4ba217069d40b67b3ea500c71e6f8303a0f4073aa29ea952c591f5e7b0ec2a94.txt"
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    "2026-10-14"
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#nd"
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Ohio",
   "postal_code": "OH",
   "status": "Not found in the sources checked",
   "citation": [
    "Ohio Rev. Code ch. 4722 (Home Construction Service Suppliers), §§ 4722.01-4722.03",
    "Ohio Rev. Code §§ 1345.22-1345.23 (Home Solicitation Sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://codes.ohio.gov/ohio-revised-code/section-4722.01",
    "https://codes.ohio.gov/ohio-revised-code/section-4722.02",
    "https://codes.ohio.gov/ohio-revised-code/section-4722.03",
    "https://codes.ohio.gov/ohio-revised-code/section-1345.22",
    "https://codes.ohio.gov/ohio-revised-code/section-1345.23"
   ],
   "capture_id": [
    "data/us/captures/deposit/2c2f32a07024e890f2ae32204e1f3678ad652cd7b66d4c1b951f9ef1cb29243e.txt",
    "data/us/captures/deposit/43de6b29f307d3b379cecbba04d53943f5eb6360aa76a727e10115f410afb1ec.txt",
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    "2026-10-14"
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#oh"
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Oklahoma",
   "postal_code": "OK",
   "status": "Not found in the sources checked",
   "citation": [
    "Okla. Stat. tit. 14A, §§ 2-501 to 2-505 (Home Solicitation Sales, Uniform Consumer Credit Code)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.rtf",
    "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os59.rtf"
   ],
   "capture_id": [
    "data/us/captures/deposit/c7a8bf542ecfed595cf4080860f66853bb506b0cf53ea8f31af0d2662115c806.txt",
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    "2026-10-14"
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ok"
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Oregon",
   "postal_code": "OR",
   "status": "Not found in the sources checked",
   "citation": [
    "Or. Rev. Stat. §§ 701.305, 701.310, 701.312 (Construction Contractors - contracts and notices)",
    "Or. Rev. Stat. § 83.720 (Home Solicitation Sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.oregonlegislature.gov/bills_laws/ors/ors701.html",
    "https://www.oregonlegislature.gov/bills_laws/ors/ors083.html"
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   "capture_id": [
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#or"
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  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Rhode Island",
   "postal_code": "RI",
   "status": "Not found in the sources checked",
   "citation": [
    "R.I. Gen. Laws ch. 5-65 (Contractors' Registration and Licensing Board), §§ 5-65-3, 5-65-10, 5-65-27",
    "R.I. Gen. Laws ch. 6-28 (Door-to-Door Sales), §§ 6-28-2, 6-28-3"
   ],
   "quotes": [],
   "source_url": [
    "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/INDEX.htm",
    "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-3.htm",
    "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-10.htm",
    "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-27.htm",
    "https://webserver.rilegislature.gov/Statutes/TITLE6/6-28/6-28-2.htm"
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    "data/us/captures/deposit/4d7895e899aa12d1fc2fe7a846a5aa8886700d6a51808c13e5aa0e875a7c2e52.txt",
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    "data/us/captures/deposit/7a233890bfb2b0fdeb6613200d3c7668208af21dad9cab29007a6cb904a6d4f8.txt",
    "data/us/captures/deposit/da32fde366175c434c15e5bad89f8e606ec1f9714f4e069993342be1ba0426a5.txt"
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   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ri"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "South Carolina",
   "postal_code": "SC",
   "status": "Not found in the sources checked",
   "citation": [
    "S.C. Code Ann. §§ 37-2-501 to 37-2-505 (Home Solicitation Sales)",
    "S.C. Code Ann. § 40-59-25 (Roofing contract cancellation for insurance coverage denial)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.scstatehouse.gov/code/t40c059.php",
    "https://www.scstatehouse.gov/code/t37c002.php"
   ],
   "capture_id": [
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   "captured_date": [
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#sc"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "South Dakota",
   "postal_code": "SD",
   "status": "Not found in the sources checked",
   "citation": [
    "S.D. Codified Laws §§ 37-24-5.1 to 37-24-5.6 (Door to door sales)"
   ],
   "quotes": [],
   "source_url": [
    "https://sdlegislature.gov/api/Statutes/37-24-5.1.html",
    "https://sdlegislature.gov/api/Statutes/37-24-5.3.html",
    "https://sdlegislature.gov/api/Statutes/37-24-5.4.html",
    "https://sdlegislature.gov/api/Statutes/37-24-5.6.html",
    "https://consumer.sd.gov/fastfacts/doortodoor.aspx"
   ],
   "capture_id": [
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    "data/us/captures/deposit/0303c4c68d8f9a134ccd7b33ff7ee7a30e1923978dcc1595841f2dfe4361685c.txt",
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    "data/us/captures/deposit/cace8e453e50393a300c5148539f7ae754cd2a41264c4d345307809b592fb116.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#sd"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Tennessee",
   "postal_code": "TN",
   "status": "Not found in the sources checked",
   "citation": [
    "Tenn. Comp. R. & Regs. ch. 0680-07 (General Regulations for Home Improvement Contractors)"
   ],
   "quotes": [],
   "source_url": [
    "https://www.tn.gov/commerce/regboards/contractors/license/get/home-improvement.html",
    "https://www.tn.gov/commerce/regboards/contractors/rules-and-laws/laws.html",
    "https://www.tn.gov/commerce/regboards/contractors/consumer.html",
    "https://www.tn.gov/commerce/regboards/contractors/rules-and-laws/rules.html",
    "https://www.tennessee.gov/content/dam/tn/commerce/documents/regboards/contractors/forms/ContHIIRLOC.pdf",
    "https://publications.tnsosfiles.com/rules/0680/0680-07.20251118.pdf",
    "https://publications.tnsosfiles.com/rules/0680/0680-01.20251118.pdf"
   ],
   "capture_id": [
    "data/us/captures/deposit/d280578f358bea02bac61ea463d5bdd3d3e68d20849f93c2a0f86ce3a6b133aa.txt",
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   ],
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    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#tn"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Texas",
   "postal_code": "TX",
   "status": "Not found in the sources checked",
   "citation": [
    "Tex. Bus. & Com. Code ch. 601 (Cancellation of Certain Consumer Transactions), §§ 601.002, 601.051, 601.154",
    "Tex. Prop. Code ch. 162 (construction trust funds), §§ 162.001, 162.003, 162.006",
    "Tex. Prop. Code § 53.255 (disclosure statement required for residential construction contract)"
   ],
   "quotes": [],
   "source_url": [
    "https://statutes.capitol.texas.gov/Docs/BC/htm/BC.601.htm",
    "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.162.htm",
    "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.53.htm",
    "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.41.htm"
   ],
   "capture_id": [
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    "data/us/captures/deposit/ddfe8de4bfe8565fa0cd6e329e3ab45c13ee1bd9712f7df676cc70ce6fa0f8ce.txt",
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#tx"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Utah",
   "postal_code": "UT",
   "status": "Not found in the sources checked",
   "citation": [
    "Utah Code §§ 70C-5-101, -102, -104 (Utah Consumer Credit Code: home solicitation sales)",
    "Utah Code § 58-55-501 (Construction Trades Licensing Act: unlawful conduct; version eff. 5/12/2020, superseded 1/1/2027)",
    "Utah Code § 38-11-108 (Residence Lien Restriction: notification of rights in written contract)"
   ],
   "quotes": [],
   "source_url": [
    "https://le.utah.gov/xcode/Title58/Chapter55/C58-55-S501_2020051220200512.html",
    "https://adminrules.utah.gov/public/rule/R156-55a/Current%20Rules",
    "https://le.utah.gov/xcode/Title70C/Chapter5/70C-5.html",
    "https://le.utah.gov/xcode/Title38/Chapter11/C38-11-S108_1800010118000101.html"
   ],
   "capture_id": [
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    "data/us/captures/deposit/a178b0cdef1b8495145ff758281946ffbf1456d7627d77945f0f5997cd967481.txt",
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    "2026-10-14"
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   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#ut"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Virginia",
   "postal_code": "VA",
   "status": "Not found in the sources checked",
   "citation": [
    "18VAC50-22-260 (Board for Contractors: filing of charges; prohibited acts)",
    "Va. Code § 59.1-21.3 (Virginia Home Solicitation Sales Act: cancellation of sale)"
   ],
   "quotes": [],
   "source_url": [
    "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/",
    "https://law.lis.virginia.gov/vacode/title59.1/chapter2.1/section59.1-21.3/"
   ],
   "capture_id": [
    "data/us/captures/deposit/3dd43b3149eba6511662f30aa52d91d549954a59e27e2cbd8cb4368229e18468.txt",
    "data/us/captures/deposit/4764533442b014c016fff3ed01bda99035004fb06a933e6b06f1111e3a1d3729.txt"
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    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#va"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Washington",
   "postal_code": "WA",
   "status": "Not found in the sources checked",
   "citation": [
    "RCW 18.27.114 (contractor disclosure statement)",
    "RCW 63.14.154 (cancellation of retail installment transaction solicited away from seller's place of business)"
   ],
   "quotes": [],
   "source_url": [
    "https://app.leg.wa.gov/RCW/default.aspx?cite=18.27.114",
    "https://app.leg.wa.gov/RCW/default.aspx?cite=63.14.154"
   ],
   "capture_id": [
    "data/us/captures/deposit/764ec99e917c77ff615694e45adef676c2079230153dc1bbcda1fc2e6dc78ab1.txt",
    "data/us/captures/deposit/e97a4cf068ac86dc8c2c361bec45758e0c1fdc60befb67393f1e54b291e58b55.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#wa"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "West Virginia",
   "postal_code": "WV",
   "status": "Not found in the sources checked",
   "citation": [
    "W. Va. Code §§ 46A-2-132, -133, -134 (home solicitation sales: cancel, written agreement, restoration of down payment)",
    "W. Va. Code § 46A-1-102(22) (definition of home solicitation sale)"
   ],
   "quotes": [],
   "source_url": [
    "https://code.wvlegislature.gov/21-11/",
    "https://code.wvlegislature.gov/21-11-10/",
    "https://code.wvlegislature.gov/46A-2-134/"
   ],
   "capture_id": [
    "data/us/captures/deposit/0810a733d2780dc5ebd5d9ed0d7b3729ed87dab4d1ae3e46ce5b995d08f226f5.txt",
    "data/us/captures/deposit/b6e237afd5fb8e46c448801d25fb1212340499ee9ea7d96eef6165185a58c153.txt",
    "data/us/captures/deposit/5648f0aa5e830cf96fc2f7efa518002fbb03d1562ef1cbc05bcda094ecfa523d.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#wv"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Wisconsin",
   "postal_code": "WI",
   "status": "Not found in the sources checked",
   "citation": [
    "Wis. Admin. Code ch. ATCP 110 (Home Improvement Trade Practices), §§ 110.03, 110.05, 110.07",
    "Wis. Stat. §§ 423.201-423.205 (consumer approval transactions; right to cancel)"
   ],
   "quotes": [],
   "source_url": [
    "https://docs.legis.wisconsin.gov/code/admin_code/atcp/090/110/05",
    "https://docs.legis.wisconsin.gov/statutes/statutes/423/II/202"
   ],
   "capture_id": [
    "data/us/captures/deposit/4853e94d82231c385e9b8ba28ac4a037611e67f78704f21d24eb9b785455dd3f.txt",
    "data/us/captures/deposit/5eb1480a85cda905ed7184d5a816ec927d2be6dfdf658665bccd7a8c479627c1.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#wi"
  },
  {
   "rank": "9=",
   "tier": "Not found",
   "jurisdiction": "Wyoming",
   "postal_code": "WY",
   "status": "Not found in the sources checked",
   "citation": [
    "Wyo. Stat. §§ 40-14-251 to 40-14-254 (Uniform Consumer Credit Code: home solicitation sales)",
    "Wyo. Stat. §§ 40-12-701 to 40-12-706 (exterior storm damage repair contracts)"
   ],
   "quotes": [],
   "source_url": [
    "https://wyoleg.gov/statutes/compress/title40.pdf"
   ],
   "capture_id": [
    "data/us/captures/deposit/c4391d8de740d3cde254f86f92c0c6c59e79120dad952a0a20b9fa90afb156a2.txt"
   ],
   "captured_date": [
    "2026-10-14"
   ],
   "checked_date": "2026-10-22",
   "page_url": "https://instabids.ai/us/contractor-deposit-limits#wy"
  }
 ]
}