{ "title": "Home Job Readiness Grade 2026: what each state's law and official pages tell a homeowner", "description": "A grade for the 50 states and the District of Columbia on what a homeowner can learn from state law and official state pages before a home job: deposit limits, written contracts, cancel rights and an online contractor record.", "url": "https://instabids.ai/us/home-job-readiness-grade", "reviewed": "2026-10-24", "note": "This grade is a compilation of statute text and official state pages, reviewed 24 October 2026. It is not legal advice.", "measures": [ { "id": "M1", "label": "Statutory deposit limit" }, { "id": "M2", "label": "Written-contract rule for home-improvement work" }, { "id": "M3", "label": "Statutory right to cancel" }, { "id": "M4", "label": "Online public record of the state's home-contractor credential" } ], "scale": "Each measure earns 0, 1 or 2 points. The grade is the share of possible points earned: A+ is 100%, A is 90-99%, B is 75-89%, C is 60-74%, D is 45-59% and F is under 45%.", "states": [ { "code": "AL", "name": "Alabama", "url": "https://instabids.ai/us/home-job-readiness-grade/alabama", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://hblb.alabama.gov/wp-content/uploads/2026/03/HBLB-Law-Effective-October-1-2025-Reg-Effective-November-14-2025.pdf", "https://hblb.alabama.gov/?p=1582" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Ala. Code § 5-19-12(a)", "quote": "(a) A buyer has the right to cancel a home solicitation sale until midnight of the third business day following execution by the buyer of an agreement or offer to purchase, which notice is effective when delivered or when deposited in the mail properly addressed to the seller, postage prepaid.", "url": "https://alison.legislature.state.al.us/code-of-alabama?section=5-19-12", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "hblb.alabama.gov", "quote": "Look Up a License", "url": "https://hblb.alabama.gov/faqs-consumers/", "read": "2026-10-22" } ] } ] }, { "code": "AK", "name": "Alaska", "url": "https://instabids.ai/us/home-job-readiness-grade/alaska", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=08.18.010&secEnd=08.18.181", "https://labor.state.ak.us/lss/forms/Hiring_a_contractor.pdf?q=032525" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Alaska Stat. § 45.02.350(a)", "quote": "(a) A contract for the purchase of goods or services in the amount of $10 or more from a person soliciting a door-to-door sale shall require, as a condition of taking effect, that the purchaser may revoke the offer to buy within five business days of entering into the contract, and that the seller, at the time of the sale, give the purchaser written notice of the right to revoke. Revocation is effective either upon the tender of the rejected goods to the seller or an agent of the seller, or upon the posting of a registered letter, marked Deliver to Addressee Only, Return Receipt, of rejection to the seller or an agent of the seller.", "url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=45.02.350&secEnd=45.02.350", "read": "2026-10-14" }, { "citation": "Alaska Stat. § 45.02.350(c)", "quote": "(c) A “door-to-door sale” occurs when the seller, or a representative of the seller, personally solicits the sale and the purchaser's agreement or offer to purchase is made at a place other than the place of business of the seller.", "url": "https://www.akleg.gov/basis/statutes.asp?media=print&secStart=45.02.350&secEnd=45.02.350", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "law.alaska.gov", "quote": "Visit the Division’s website to learn more about the requirements for contractors in Alaska, or search professional licenses online to find out if a contractor is licensed.", "url": "https://law.alaska.gov/department/civil/consumer/home_improvement.html", "read": "2026-10-22" } ] } ] }, { "code": "AZ", "name": "Arizona", "url": "https://instabids.ai/us/home-job-readiness-grade/arizona", "grade": "B", "points_earned": 5, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 1, "evidence": [ { "citation": "Ariz. Rev. Stat. § 32-1158.01(A) (intro)", "quote": "A. In addition to the requirements of section 32-1158, a licensed contractor who enters into a contract for the construction or installation of a residential in-ground swimming pool or spa with a purchaser who resides in the residence or who intends to reside in the residence after the completion of the contract shall include at least the following provisions:", "url": "https://www.azleg.gov/ars/32/01158-01.htm", "read": "2026-10-22" }, { "citation": "Ariz. Rev. Stat. § 32-1158.01(A)(2)(a)", "quote": "(a) A down payment payable on the execution of the contract of not more than fifteen percent of the original contract price.", "url": "https://www.azleg.gov/ars/32/01158-01.htm", "read": "2026-10-22" }, { "citation": "Ariz. Rev. Stat. § 32-1158.01(B)", "quote": "B. If a purchaser requires the contractor to furnish a payment and performance bond securing the performance of the contract, the contract provisions required by subsection A, paragraph 2 of this section may be changed in any manner agreed to by the parties to the contract.", "url": "https://www.azleg.gov/ars/32/01158-01.htm", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Ariz. Rev. Stat. § 32-1158(A)(1)-(5)", "quote": "A. Any contract in an amount of more than $1,000 entered into between a contractor and the owner of a property to be improved shall contain in writing at least the following information: 1. The name of the contractor and the contractor's business address and license number. 2. The name and mailing address of the owner and the jobsite address or legal description. 3. The date the parties entered into the contract. 4. The estimated date of completion of all work to be performed under the contract. 5. A description of the work to be performed under the contract.", "url": "https://www.azleg.gov/ars/32/01158.htm", "read": "2026-10-14" }, { "citation": "Ariz. Rev. Stat. § 32-1158(A)(6)-(8)", "quote": "6. The total dollar amount to be paid to the contractor by the owner for all work to be performed under the contract, including all applicable taxes. 7. The dollar amount of any advance deposit paid or scheduled to be paid to the contractor by the owner. 8. The dollar amount of any progress payment and the stage of construction at which the contractor will be entitled to collect progress payments during the course of construction under the contract.", "url": "https://www.azleg.gov/ars/32/01158.htm", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Ariz. Rev. Stat. § 44-5002(A)", "quote": "A. In addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement subject to the provisions of this chapter.", "url": "https://www.azleg.gov/ars/44/05002.htm", "read": "2026-10-14" }, { "citation": "Ariz. Rev. Stat. § 44-5001(1)(a)", "quote": "(a) Means a sale of goods or services in which the seller or the seller's representative personally solicits the sale without prior invitation, appointment or consent and the buyer's agreement or offer to purchase is made at a home other than that of the person soliciting the same and that agreement or offer to purchase is there given to the seller or the seller's representative.", "url": "https://www.azleg.gov/ars/44/05001.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "AR", "name": "Arkansas", "url": "https://instabids.ai/us/home-job-readiness-grade/arkansas", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://labor.arkansas.gov/wp-content/uploads/Residential-Contractor-Law-revised-04.2026.pdf", "https://arkansasag.gov/divisions/public-protection/homes/home-improvements/" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Arkansas Attorney General, Home Solicitations page (summarizing Ark. Code § 4-89-101 et seq.)", "quote": "The Arkansas Home Solicitation Sales Act provides consumers with three days to cancel a sale made in the home or a location that is not the seller’s permanent place of business. Under the Act, consumers have until midnight of the third business day after the sale to cancel purchases of $25 or more and demand a full refund. Consumers may cancel for any reason, or no reason at all.", "url": "https://arkansasag.gov/divisions/public-protection/homes/home-solicitations/", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 1, "evidence": [ { "citation": "labor.arkansas.gov", "quote": "Please Note: Our search is unavailable at this time.", "url": "https://labor.arkansas.gov/licensing/arkansas-contractors-licensing-board/find-a-licensed-contractor/", "read": "2026-10-22" } ] } ] }, { "code": "CA", "name": "California", "url": "https://instabids.ai/us/home-job-readiness-grade/california", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "Cal. Bus. & Prof. Code § 7159.5(a)(3)", "quote": "(3) If a downpayment will be charged, the downpayment shall not exceed one thousand dollars ($1,000) or 10 percent of the contract amount, whichever amount is less.", "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7159.5", "read": "2026-10-22" }, { "citation": "Cal. Bus. & Prof. Code § 7159.5(a)(8)", "quote": "(8) A contractor furnishing a performance and payment bond, lien and completion bond, or a bond equivalent or joint control approved by the registrar covering full performance and payment is exempt from paragraphs (3), (4), and (5), and need not include, as part of the contract, the statement regarding the downpayment specified in subparagraph (C) of paragraph (8) of subdivision (d) of Section 7159, the details and statement regarding progress payments specified in paragraph (9) of subdivision (d) of Section 7159, or the Mechanics Lien Warning specified in paragraph (4) of subdivision (e) of Section 7159.", "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7159.5", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Cal. Bus. & Prof. Code § 7159(d) (intro) and (d)(1)", "quote": "(d) A home improvement contract and any changes to the contract shall be in writing and signed by the parties to the contract prior to the commencement of work covered by the contract or an applicable change order and, except as provided in paragraph (8) of subdivision (a) of Section 7159.5, shall include or comply with all of the following: (1) The name, business address, and license number of the contractor.", "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7159", "read": "2026-10-14" }, { "citation": "Cal. Bus. & Prof. Code § 7159.5(a)(1)", "quote": "(1) The contract shall be in writing and shall include the agreed contract amount in dollars and cents. The contract amount shall include the entire cost of the contract, including profit, labor, and materials, but excluding finance charges.", "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7159.5", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Cal. Bus. & Prof. Code § 7159(e)(6)(A)", "quote": "(6) (A) The notice set forth in subparagraph (B) and entitled “Three-Day Right to Cancel,” or entitled “Five-Day Right to Cancel” for contracts with a senior citizen, shall be provided to the buyer unless the contract is: (i) Negotiated at the contractor’s place of business. (ii) Subject to the “Seven-Day Right to Cancel,” as set forth in paragraph (7). (iii) Subject to licensure under the Alarm Company Act (Chapter 11.6 (commencing with Section 7590)), provided the alarm company licensee complies with Sections 1689.5, 1689.6, and 1689.7 of the Civil Code, as applicable.", "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=7159", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "cslb.ca.gov", "quote": "Enter the contractor license number to check the status of their license.", "url": "https://www.cslb.ca.gov/onlineservices/checklicenseII/checklicense.aspx", "read": "2026-10-22" } ] } ] }, { "code": "CO", "name": "Colorado", "url": "https://instabids.ai/us/home-job-readiness-grade/colorado", "grade": "F", "points_earned": 2, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-05.pdf", "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "C.R.S. § 6-22-103(1)(a)-(c)", "quote": "(1) Prior to engaging in any roofing work, a roofing contractor shall provide a written contract to the property owner, signed by both the roofing contractor or his or her designee and the property owner, stating at least the following terms: (a) The scope of roofing services and materials to be provided; (b) The approximate dates of service; (c) The approximate costs of the services based on damages known at the time the contract is entered;", "url": "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "C.R.S. § 6-22-103(1)(f)", "quote": "(f) (I) The roofing contractor's policy regarding cancellation of the contract and refund of any deposit, including a rescission clause allowing the property owner to rescind the contract and obtain a full refund of any deposit within seventy-two hours after entering the contract; and (II) A written statement that the property owner may rescind a roofing contract pursuant to section 6-22-104; and", "url": "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-06.pdf", "read": "2026-10-14" }, { "citation": "C.R.S. § 5-3-402(1)", "quote": "(1) Except as provided in subsection (5) of this section, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase that complies with this part 4.", "url": "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-05.pdf", "read": "2026-10-14" }, { "citation": "C.R.S. § 5-3-401", "quote": "\"Home solicitation sale\" means a consumer credit sale of goods or services in which the seller or a person acting for the seller personally solicits the sale and the buyer's agreement or offer to purchase is given to the seller or a person acting for the seller at a residence.", "url": "https://content.leg.colorado.gov/sites/default/files/images/olls/crs2024-title-05.pdf", "read": "2026-10-14" } ] }, { "id": "M4", "status": "na", "points": null, "evidence": [ { "citation": "stopfraudcolorado.gov", "quote": "Check with your city or county to make sure the general contractor is licensed", "url": "https://stopfraudcolorado.gov/fraud-center/contractor-fraud/", "read": "2026-10-22", "opening_words_only": true } ] } ] }, { "code": "CT", "name": "Connecticut", "url": "https://instabids.ai/us/home-job-readiness-grade/connecticut", "grade": "B", "points_earned": 6, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.cga.ct.gov/current/pub/chap_400.htm" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Conn. Gen. Stat. § 20-429(a)(1)(A)(i)-(viii)", "quote": "(a)(1)(A) No home improvement contract shall be valid or enforceable against an owner unless it: (i) Is in writing, (ii) is signed by the owner and the contractor, (iii) contains the entire agreement between the owner and the contractor, (iv) contains the date of the transaction, (v) contains the name and address of the contractor and the contractor's registration number, (vi) contains a notice of the owner's cancellation rights in accordance with the provisions of chapter 740, (vii) contains a starting date and completion date, (viii) is entered into by a registered salesman or registered contractor, and", "url": "https://www.cga.ct.gov/current/pub/chap_400.htm", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Conn. Gen. Stat. § 20-429(e)", "quote": "(e) Each home improvement contract entered into shall be considered a home solicitation sale pursuant to chapter 740 and shall be subject to the requirements of said chapter regardless of the location of the transaction or of the signing of the contract.", "url": "https://www.cga.ct.gov/current/pub/chap_400.htm", "read": "2026-10-14" }, { "citation": "Conn. Gen. Stat. § 42-137(a)", "quote": "(a) In addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement subject to the provisions of this chapter.", "url": "https://www.cga.ct.gov/current/pub/chap_740.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "elicense.ct.gov", "quote": "Home Improvement Contractor", "url": "https://www.elicense.ct.gov/Lookup/LicenseLookup.aspx", "read": "2026-10-22" } ] } ] }, { "code": "DE", "name": "Delaware", "url": "https://instabids.ai/us/home-job-readiness-grade/delaware", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://delcode.delaware.gov/title6/c036/sc02/index.html", "https://delcode.delaware.gov/title6/c035/index.html", "https://delcode.delaware.gov/title6/c044/index.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "6 Del. C. § 4403(3)", "quote": "(3) “Door-to-door sale” shall mean a sale, lease or rental of consumer goods or services with a purchase price of $25 or more, whether under single or multiple contracts, in which the seller or the seller’s representative personally solicits the sale, including those in response to or following an invitation by the buyer, and the buyer’s agreement or offer to purchase is made at a place other than the place of business of the seller.", "url": "https://delcode.delaware.gov/title6/c044/index.html", "read": "2026-10-14" }, { "citation": "6 Del. C. § 4404(1) (required contract statement)", "quote": "“YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT.”", "url": "https://delcode.delaware.gov/title6/c044/index.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "DC", "name": "District of Columbia", "url": "https://instabids.ai/us/home-job-readiness-grade/district-of-columbia", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=60C1545F-0000-C785-80B9-AEAA0527A502", "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=50C1545F-0000-CC23-A567-DD6A58174999", "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?ChapterNum=16-8" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "16 DCMR §§ 808.2-808.3", "quote": "808.2 The written understanding of the parties shall be incorporated in a written contract which shall be filled in and signed in at least triplicate, on a form which shall comply in all respects with this chapter, with all blank spaces filled in. 808.3 The contract shall be signed by the homeowner and, as the case may be, either by the contractor, or by the salesperson or other agent for the contractor subject to the contractor's approval.", "url": "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=60C1545F-0000-C785-80B9-AEAA0527A502", "read": "2026-10-14" }, { "citation": "16 DCMR § 808.9", "quote": "808.9 Each contract for home improvement work shall bear the name, address, and telephone number of the home improvement contractor and his home improvement contractor's license number.", "url": "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=60C1545F-0000-C785-80B9-AEAA0527A502", "read": "2026-10-14" }, { "citation": "16 DCMR § 808.10", "quote": "808.10 Each contract shall include a description of the terms of payment, the approximate date on which the work required by the contract is to start, and the approximate date on which the work will be completed, such starting and completion dates to be subject to change at the time the contract is accepted by the contractor and at no other time (except by written agreement between the homeowner and the contractor), with notice of any such change to be set forth in the written notice of acceptance of the contract furnished the homeowner by the contractor.", "url": "https://dcregs.dc.gov/Common/DCMR/RuleList.aspx?DownloadFile=60C1545F-0000-C785-80B9-AEAA0527A502", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "D.C. Code § 28-3811(a)", "quote": "(a) As used in this section, “home solicitation sale” means a cash sale or a consumer credit sale of goods, other than farm equipment, or services in which the seller or a person acting for him engages in a personal solicitation of the sale at or near a residence of the buyer and the buyer’s agreement or offer to purchase is there given to a seller or a person acting for him. It does not include a sale made pursuant to a preexisting revolving credit account or prior negotiations between the parties at a business establishment at a fixed location where goods or services are offered or exhibited for sale.", "url": "https://code.dccouncil.gov/us/dc/council/code/sections/28-3811", "read": "2026-10-14" }, { "citation": "D.C. Code § 28-3811(b)", "quote": "(b) Except as provided in subsection (f) of this section, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this section.", "url": "https://code.dccouncil.gov/us/dc/council/code/sections/28-3811", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "FL", "name": "Florida", "url": "https://instabids.ai/us/home-job-readiness-grade/florida", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.126.html", "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0489/Sections/0489.1425.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Fla. Stat. § 501.025", "quote": "In addition to any other right to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase. Cancellation is evidenced by the buyer giving written notice of cancellation in person, by telegram, or by mail to the seller at the address stated in the agreement or offer to purchase. The written notice of cancellation given by mail shall be effective upon postmarking.", "url": "http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0500-0599/0501/Sections/0501.025.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "myfloridalicense.com", "quote": "Search by License Number", "url": "https://www.myfloridalicense.com/wl11.asp", "read": "2026-10-22" } ] } ] }, { "code": "GA", "name": "Georgia", "url": "https://instabids.ai/us/home-job-readiness-grade/georgia", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://consumer.georgia.gov/node/2761", "https://www.legis.ga.gov/api/legislation/document/20112012/116677" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Georgia Attorney General, Consumer Protection Division, on SB 201 (2025)", "quote": "Business must accept the cancellation of the contract by the homeowner prior to midnight on the fifth business day after such homeowner has received written notice from the insurer that all or any part of the claim or contract related to the natural disaster is not a covered loss under the homeowner's insurance policy.", "url": "https://consumer.georgia.gov/consumer-topics/storms-fraud", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "consumered.georgia.gov", "quote": "From the main menu, choose \"Licensing,\" then click on \"Licensee Search.\"", "url": "https://consumered.georgia.gov/your-home/home-improvement", "read": "2026-10-22" } ] } ] }, { "code": "HI", "name": "Hawaii", "url": "https://instabids.ai/us/home-job-readiness-grade/hawaii", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.capitol.hawaii.gov/hrscurrent/Vol10_Ch0436-0474/HRS0444/HRS_0444-0025_0005.htm", "https://www.capitol.hawaii.gov/hrscurrent/Vol11_Ch0476-0490/HRS0481C/HRS_0481C-0002.htm" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "cca.hawaii.gov", "quote": "Check here: https://mypvl.dcca.hawaii.gov/public-license-search/", "url": "https://cca.hawaii.gov/pvl/hire-a-licensed-contractor/", "read": "2026-10-22" } ] } ] }, { "code": "ID", "name": "Idaho", "url": "https://instabids.ai/us/home-job-readiness-grade/idaho", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://legislature.idaho.gov/statutesrules/idstat/Title45/T45CH5/SECT45-525/", "https://legislature.idaho.gov/statutesrules/idstat/Title54/T54CH52/SECT54-5216/" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Idaho Code § 28-43-402(1)", "quote": "(1) In addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part 4.", "url": "https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH43/SECT28-43-402/", "read": "2026-10-14" }, { "citation": "Idaho Code § 28-43-401", "quote": "\"Home solicitation sale\" means a regulated consumer credit sale of goods or services, in which the seller or a person acting for him personally solicits the sale, and the buyer’s agreement or offer to purchase is given to the seller or a person acting for him, at his residence.", "url": "https://legislature.idaho.gov/statutesrules/idstat/Title28/T28CH43/SECT28-43-401/", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dopl.idaho.gov", "quote": "Search for a Registration", "url": "https://dopl.idaho.gov/con/", "read": "2026-10-22" } ] } ] }, { "code": "IL", "name": "Illinois", "url": "https://instabids.ai/us/home-job-readiness-grade/illinois", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://ilga.gov/legislation/ilcs/documents/081505130K15.htm", "https://ilga.gov/legislation/ilcs/documents/081505130K20.htm", "https://ilga.gov/legislation/ilcs/documents/081505130K10.htm", "https://ilga.gov/legislation/ilcs/documents/081505130K30.htm" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "815 ILCS 513/15", "quote": "Prior to initiating home repair or remodeling work for over $1,000, a person engaged in the business of home repair or remodeling shall furnish to the customer for signature a written contract or work order that states the total cost, including parts and materials listed with reasonable particularity and any charge for an estimate. In addition, the contract shall state the business name and address of the person engaged in the business of home repair or remodeling.", "url": "https://ilga.gov/legislation/ilcs/documents/081505130K15.htm", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "815 ILCS 513/20(c) (statutory pamphlet text)", "quote": "(4) Remember, you have 3 business days (or as provided in Section 22 if you are age 65 or older) from the time you sign your contract to cancel any contract if the sale is made at your home. The contractor cannot deprive you of this right by initiating work, selling your contract to a lender, or any other tactic.", "url": "https://ilga.gov/legislation/ilcs/documents/081505130K20.htm", "read": "2026-10-14" }, { "citation": "815 ILCS 513/22", "quote": "A person age 65 or older who purchases home repair or remodeling services from an uninvited solicitor may cancel any contract with a person engaged in home repair or remodeling by notifying that person within 15 full business days following the day on which the contract was signed if the agreement for the home repair or remodeling was made at the home of the purchaser.", "url": "https://ilga.gov/legislation/ilcs/documents/081505130K22.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "IN", "name": "Indiana", "url": "https://instabids.ai/us/home-job-readiness-grade/indiana", "grade": "Not graded", "points_earned": 0, "points_possible": 0, "measures": [ { "id": "M1", "status": "unknown", "points": null, "evidence": [] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "na", "points": null, "evidence": [ { "citation": "in.gov", "quote": "Licensing requirements vary from community to community.", "url": "https://www.in.gov/attorneygeneral/consumer-protection-division/files/Storm-Chasers-webversion_4_24.pdf", "read": "2026-10-22" } ] } ] }, { "code": "IA", "name": "Iowa", "url": "https://instabids.ai/us/home-job-readiness-grade/iowa", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.legis.iowa.gov/docs/code/555A.pdf" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Iowa Code § 555A.4(1)", "quote": "1. F urnish two copies of the notice of cancellation to the buyer , and complete both copies by entering the name of the seller , the address of the seller ’s place of business, the date of the transaction, and the date, not earlier than the third business day following the date of the transaction, by which the buyer may give notice of cancellation.", "url": "https://www.legis.iowa.gov/docs/code/555A.pdf", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "iowaattorneygeneral.gov", "quote": "Search Iowa contractor registration before hiring.", "url": "https://www.iowaattorneygeneral.gov/for-consumers/general-consumer-information/home-property/home-improvement-contractor-tips", "read": "2026-10-22" } ] } ] }, { "code": "KS", "name": "Kansas", "url": "https://instabids.ai/us/home-job-readiness-grade/kansas", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.ksrevisor.org/statutes/chapters/ch50/050_006_0040.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "K.S.A. 50-640(a)", "quote": "(a) Except as provided in subsection (c)(1)(C), in addition to any right otherwise to revoke, a consumer has the right to cancel a door-to-door sale made within this state until midnight of the third business day after the day on which the consumer signs an agreement or offer to purchase which includes the disclosures required by this section.", "url": "https://www.ksrevisor.org/statutes/chapters/ch50/050_006_0040.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "KY", "name": "Kentucky", "url": "https://instabids.ai/us/home-job-readiness-grade/kentucky", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=34958", "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=34959", "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=34961", "https://apps.legislature.ky.gov/law/statutes/chapter.aspx?id=39092" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "KRS 367.420(1)", "quote": "(1) Except for home solicitation sales on loans in which a security interest is taken in the principal dwelling of the buyer as provided in subsection (6) of this section, and except as provided in subsection (5) for other goods and services, including all other consumer loans, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.", "url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=34959", "read": "2026-10-14" }, { "citation": "KRS 367.410", "quote": "\"Home solicitation sale\" means a sale of goods or services, including consumer loans, in which the seller or a person acting for him engages in a personal solicitation of the sale at a residence of the buyer and the buyer's agreement or offer to purchase is there given to the seller or a person acting for him.", "url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=34958", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "LA", "name": "Louisiana", "url": "https://instabids.ai/us/home-job-readiness-grade/louisiana", "grade": "B", "points_earned": 6, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://legis.la.gov/Legis/Law.aspx?d=93578", "https://legis.la.gov/Legis/Law.aspx?d=78340", "https://legis.la.gov/Legis/Law.aspx?d=508538", "https://legis.la.gov/Legis/Law.aspx?d=208400" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "La. R.S. 37:2159(A)", "quote": "§2159. Written contract required; claims of unlicensed persons A. Every agreement to perform contracting services that requires licensure or registration as defined by this Chapter shall include all of the following documents and information: (1) The complete agreement between the parties, including a clear description of any other documents which are or shall be incorporated into the agreement. (2) The full names, addresses, and the license number of the contractor. (3) A description of the work to be performed.", "url": "https://legis.la.gov/Legis/Law.aspx?d=93578", "read": "2026-10-14" }, { "citation": "La. R.S. 37:2159(A)(4)-(6)", "quote": "(4)(a) The total amount agreed to be paid for the work to be performed under the contract. (b) An approximation of the cost expected to be borne by the owner under a cost-plus contract or a time-and-materials contract. (5) The signature of all parties. (6) Current certificates of insurance providing proof of workers' compensation coverage and the amount of liability coverage maintained for any licensee for which insurance is a requirement.", "url": "https://legis.la.gov/Legis/Law.aspx?d=93578", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "La. R.S. 9:3538(A)-(B)", "quote": "§3538. Consumer's right to cancel A. Except as provided in subsection (E) of this section, in addition to any right otherwise to revoke an offer, the consumer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the consumer signs an agreement or offer to purchase. B. Cancellation occurs when the consumer gives written notice of cancellation to the seller at the address stated in the agreement or offer to purchase.", "url": "https://legis.la.gov/Legis/Law.aspx?d=107627", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "lslbc.gov", "quote": "Additionally, you can search by contractor name; license number; city/town; parish; and qualifying party.", "url": "https://lslbc.gov/faq/", "read": "2026-10-22" } ] } ] }, { "code": "ME", "name": "Maine", "url": "https://instabids.ai/us/home-job-readiness-grade/maine", "grade": "A+", "points_earned": 6, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "10 M.R.S. § 1487 (intro)", "quote": "§1487. Home construction contracts Any home construction contract for more than $3,000 in materials or labor must be in writing and must be signed by both the home construction contractor and the homeowner or lessee. Both the contractor and the homeowner or lessee must receive a copy of the executed contract prior to any work performance. This basic contract must contain the entire agreement between the homeowner or lessee and the home construction contractor and must contain at least the following parts:", "url": "https://legislature.maine.gov/statutes/10/title10sec1487.html", "read": "2026-10-22" }, { "citation": "10 M.R.S. § 1487(5)", "quote": "5. Payment. The method of payment, with the initial down payment being limited to no more than 1/3 of the total contract price;", "url": "https://legislature.maine.gov/statutes/10/title10sec1487.html", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "10 M.R.S. § 1487 (intro)", "quote": "§1487. Home construction contracts Any home construction contract for more than $3,000 in materials or labor must be in writing and must be signed by both the home construction contractor and the homeowner or lessee. Both the contractor and the homeowner or lessee must receive a copy of the executed contract prior to any work performance. This basic contract must contain the entire agreement between the homeowner or lessee and the home construction contractor and must contain at least the following parts:", "url": "https://legislature.maine.gov/statutes/10/title10sec1487.html", "read": "2026-10-14" }, { "citation": "10 M.R.S. § 1487(4)", "quote": "4. Contract price. The total contract price, including all costs to be incurred in the proper performance of the work, or, if the work is priced according to a \"cost-plus\" formula, the agreed-upon price and an estimate of the cost of labor and materials;", "url": "https://legislature.maine.gov/statutes/10/title10sec1487.html", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "32 M.R.S. § 4664", "quote": "The consumer may avoid a contract or sale by giving written notice of avoidance to the seller by ordinary mail, postage prepaid, within 3 full business days following the day on which the contract or sale was made. The notice shall be sufficient if addressed to the seller at the address given on the contract or agreement. Notice of avoidance shall be effective upon deposit in the United States mail.", "url": "https://legislature.maine.gov/statutes/32/title32sec4664.html", "read": "2026-10-14" }, { "citation": "32 M.R.S. § 4663", "quote": "Where merchandise is sold or contracted to be sold, whether under a single contract or under multiple contracts, to a consumer as a result of or in connection with a salesman's direct contact accomplished by means of and including, but not limited to, a personal visit or a telephone call, upon the consumer other than at the seller's place of business, without the consumer soliciting the initial contact or sale, the consumer may void the contract or sale by giving notice of his intention not to be bound by the contract or sale and returning or making available for return any merchandise delivered pursuant to the terms of this subchapter.", "url": "https://legislature.maine.gov/statutes/32/title32sec4663.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "na", "points": null, "evidence": [ { "citation": "maine.gov", "quote": "In Maine, general contractors - and trades such as roofing and framing - are not licensed or regulated.", "url": "https://www.maine.gov/ag/consumer-protection/consumer-help-topics/housing/home-construction-and-repair", "read": "2026-10-22" } ] } ] }, { "code": "MD", "name": "Maryland", "url": "https://instabids.ai/us/home-job-readiness-grade/maryland", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "Md. Code, Bus. Reg. § 8-617(b)", "quote": "(b) A person may not receive a deposit of more than one-third of the home improvement contract price before or at the time of execution of the home improvement contract.", "url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gbr§ion=8-617&enactments=false", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Md. Code, Bus. Reg. § 8-501(b)", "quote": "(b) Each home improvement contract shall: (1) be in writing and legible; (2) describe clearly each document that it incorporates; and (3) be signed by each party to the home improvement contract.", "url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gbr§ion=8-501&enactments=false", "read": "2026-10-14" }, { "citation": "Md. Code, Bus. Reg. § 8-501(c)(1)(i)-(v)", "quote": "(c) (1) In addition to any other matters on which the parties lawfully agree, each home improvement contract shall contain: (i) the name, address, telephone number, and license number of the contractor; (ii) the name and license number of each salesperson who solicited the home improvement contract or sold the home improvement; (iii) the approximate dates when the performance of the home improvement will begin and when it will be substantially completed; (iv) a description of the home improvement to be performed and the materials to be used; (v) the agreed consideration;", "url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gbr§ion=8-501&enactments=false", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Md. Code, Com. Law § 14-302(1)(ii) (door-to-door sales)", "quote": "(ii) A statement which is in immediate proximity to the space reserved in the contract for the signature of the buyer or, if a contract is not used, is on the front page of the receipt and which, in boldface type of a minimum size of 10 points, is in substantially the following form: “You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. See the attached notice of cancellation form for an explanation of this right”;", "url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl§ion=14-302&enactments=false", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dllr.state.md.us", "quote": "You may search for active licensees practicing in the State of Maryland as follows:", "url": "https://www.dllr.state.md.us/cgi-bin/ElectronicLicensing/OP_search/OP_search.cgi?calling_app=HIC::HIC_qselect", "read": "2026-10-22" } ] } ] }, { "code": "MA", "name": "Massachusetts", "url": "https://instabids.ai/us/home-job-readiness-grade/massachusetts", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "Mass. Gen. Laws ch. 142A, § 2(a)(6)", "quote": "(6) a time schedule of payments to be made under said contract and the amount of each payment stated in dollars, including all finance charges. Any deposit required under the contract to be paid in advance of the commencement of work under said contract shall not exceed the greater of one-third of the total contract price or the actual cost of any materials or equipment of a special order or custom made nature, which must be ordered in advance of the commencement of work, in order to assure that the project will proceed on schedule. No final payment shall be demanded until the contract is completed to the satisfaction of the parties thereto;", "url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXX/Chapter142A/Section2", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Mass. Gen. Laws ch. 142A, § 2(a) (intro) and (a)(1)", "quote": "Section 2. (a) Every agreement to perform residential contracting services in an amount in excess of one thousand dollars shall be in writing and shall include the following documents and information: (1) the complete agreement between the owner and the contractor and a clear description of any other documents which are or shall be incorporated into said agreement;", "url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXX/Chapter142A/Section2", "read": "2026-10-14" }, { "citation": "Mass. Gen. Laws ch. 142A, § 2(a)(3)-(5)", "quote": "(3) the date on which the work under the contract is scheduled to begin and the date on which said work is scheduled to be substantially completed; (4) a detailed description of the work to be done and the materials to be used in the performance of said contract; (5) the total amount agreed to be paid for the work to be performed under said contract;", "url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXX/Chapter142A/Section2", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Mass. Gen. Laws ch. 93, § 48(A)", "quote": "A. An agreement providing for the sale or lease of goods, or the rendering of services, or both, primarily for personal, family or household purposes in excess of twenty-five dollars in value and which is consummated by a party thereto at a place other than the address of the seller or lessor, which may be his main office or branch thereof, may be canceled by the buyer for other than the seller's or lessor's breach, whether or not such agreement contains a provision for periodic payments or an extension of credit, provided the buyer, not later than midnight of the third business day following execution of the agreement, notifies the seller or lessor that he is canceling, and such cancellation shall be effective thereupon.", "url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXV/Chapter93/Section48", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "services.oca.state.ma.us", "quote": "The Home Improvement Contractor Registration Lookup website has been updated. Please update your bookmarks or favorites with the new link: https://contractorhub.mass.gov/.", "url": "https://services.oca.state.ma.us/hic/licenseelist.aspx", "read": "2026-10-22" } ] } ] }, { "code": "MI", "name": "Michigan", "url": "https://instabids.ai/us/home-job-readiness-grade/michigan", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-570-151", "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-339-2411", "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-112", "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-113" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "MCL 445.112(1)", "quote": "(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, a buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase that complies with this act. The seller in a home solicitation sale shall not acquire payment by having an independent courier service or other third party pick up the buyer's payment at the buyer's residence until after the buyer's right-to-revoke period prescribed by this act has expired.", "url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-112", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "michigan.gov", "quote": "If they cannot show you a license, check the department's License Information database", "url": "https://www.michigan.gov/lara/bureau-list/bcc/sections/licensing-section/residential-builders/lic-info/helpful-information-for-homeowners", "read": "2026-10-22", "opening_words_only": true } ] } ] }, { "code": "MN", "name": "Minnesota", "url": "https://instabids.ai/us/home-job-readiness-grade/minnesota", "grade": "B", "points_earned": 6, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.revisor.mn.gov/statutes/cite/326B.809", "https://www.revisor.mn.gov/statutes/cite/326B.84", "https://www.revisor.mn.gov/statutes/cite/514.02", "https://www.revisor.mn.gov/statutes/cite/325G.07" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Minn. Stat. § 326B.809(a)", "quote": "(a) All agreements including proposals, estimates, bids, quotations, contracts, purchase orders, and change orders between a licensee and a customer for the performance of a licensee's services must be in writing and must contain the following: (1) a detailed summary of the services to be performed; (2) a description of the specific materials to be used or a list of standard features to be included; and (3) the total contract price or a description of the basis on which the price will be calculated.", "url": "https://www.revisor.mn.gov/statutes/cite/326B.809", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Minn. Stat. § 325G.07", "quote": "In addition to any other rights the buyer may have, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the home solicitation sale occurs. Cancellation is evidenced by the buyer giving written notice of cancellation to the seller at the address stated in the agreement or offer to purchase.", "url": "https://www.revisor.mn.gov/statutes/cite/325G.07", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dli.mn.gov", "quote": "Visit iMS, our licensing management system, to check the status of a license, continuing education completion, work experience, plumbing bond holders and whether there are enforcement actions against a license.", "url": "https://www.dli.mn.gov/license-and-registration-lookup", "read": "2026-10-22" }, { "citation": "dli.mn.gov", "quote": "An account is not required to search.", "url": "https://www.dli.mn.gov/license-and-registration-lookup", "read": "2026-10-22" } ] } ] }, { "code": "MS", "name": "Mississippi", "url": "https://instabids.ai/us/home-job-readiness-grade/mississippi", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.msboc.us/wp-content/uploads/2024/06/RESIDENTIAL-LAWS-AND-RULES-REVISED-2022-WEBSITE-VERSION.pdf", "https://www.msboc.us/public-works-building-officials/laws/" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "search.msboc.us", "quote": "Search for a name or license number.", "url": "https://search.msboc.us/", "read": "2026-10-22" } ] } ] }, { "code": "MO", "name": "Missouri", "url": "https://instabids.ai/us/home-job-readiness-grade/missouri", "grade": "F", "points_earned": 2, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://revisor.mo.gov/main/OneSection.aspx?section=429.012", "https://revisor.mo.gov/main/OneSection.aspx?section=407.705", "https://revisor.mo.gov/main/OneSection.aspx?section=407.710", "https://revisor.mo.gov/main/OneSection.aspx?section=407.700" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "Mo. Rev. Stat. § 407.710.1", "quote": "1. In a home solicitation sale, unless the buyer requests the seller to provide goods or services without delay in an emergency, the seller must present to the buyer and obtain his signature to a written agreement or offer to purchase which designates as the date of the transaction the date on which the buyer actually signs and contains a statement of the buyer's rights which complies with subsection 2.", "url": "https://revisor.mo.gov/main/OneSection.aspx?section=407.710", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Mo. Rev. Stat. § 407.705.1-.2", "quote": "1. Except as provided in subsection 3 of this section, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with sections 407.700 to 407.720. For the purposes of this section, the term \"business day\" shall mean any day except Saturday, Sunday, and legal holidays. 2. Cancellation occurs when the buyer gives written notice of cancellation to the seller at the address stated in the agreement or offer to purchase.", "url": "https://revisor.mo.gov/main/OneSection.aspx?section=407.705", "read": "2026-10-14" }, { "citation": "Mo. Rev. Stat. § 407.700", "quote": "\"Home solicitation sale\" means a consumer credit sale of goods, or services, except the sale of real property or interest therein, or the sale of personal property which is incident to the sale of real property or interest therein, in which the seller or a person acting for him engages in a personal solicitation of the sale at a residence of the buyer and the buyer's agreement or offer to purchase is there given to the seller or a person acting for him.", "url": "https://revisor.mo.gov/main/OneSection.aspx?section=407.700", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "MT", "name": "Montana", "url": "https://instabids.ai/us/home-job-readiness-grade/montana", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0010/0300-0140-0050-0010.html", "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0020/0300-0140-0050-0020.html", "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0030/0300-0140-0050-0030.html", "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0040/0300-0140-0050-0040.html", "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0050/0300-0140-0050-0050.html", "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0060/0300-0140-0050-0060.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Mont. Code Ann. § 30-14-504(1)", "quote": "(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, the buyer or any other person obligated for any part of the purchase price may cancel a personal solicitation sale until midnight of the third business day after the day on which the buyer has signed an agreement or offer to purchase relating to the sale, provided that in the case of a personal solicitation sale made by telephone, the buyer may cancel at any time prior to the buyer's signing of an agreement or offer to purchase relating to the sale.", "url": "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0040/0300-0140-0050-0040.html", "read": "2026-10-14" }, { "citation": "Mont. Code Ann. § 30-14-502(3)", "quote": "(3) \"Personal solicitation sale\" means the purchase, lease, or rental of any goods or services following a personal solicitation by the seller or a person acting for the seller if the buyer is required to give consideration in excess of $25 in cash or credit.", "url": "https://archive.legmt.gov/bills/mca/title_0300/chapter_0140/part_0050/section_0020/0300-0140-0050-0020.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "boards.bsd.dli.mt.gov", "quote": "Use the Licensee Lookup System to find the information of a professional licensed by the State of Montana.", "url": "https://boards.bsd.dli.mt.gov/construction-contractor/", "read": "2026-10-22" } ] } ] }, { "code": "NE", "name": "Nebraska", "url": "https://instabids.ai/us/home-job-readiness-grade/nebraska", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1601", "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1602", "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1603", "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1604", "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1605", "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1606" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Neb. Rev. Stat. § 69-1603(1)", "quote": "(1) In addition to any right otherwise to revoke an offer, to rescind the transaction or to exercise any remedy for the seller's breach, a buyer may cancel a home solicitation sale until midnight of the third business day after the seller has given notice to the buyer in accordance with section 69-1604.", "url": "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1603", "read": "2026-10-14" }, { "citation": "Neb. Rev. Stat. § 69-1601(1)", "quote": "(1) Home solicitation sale shall mean a sale, lease, or rental of consumer goods or services with a purchase price of twenty-five dollars or more, whether under a single or multiple contract, in which the seller or his or her representative personally solicits the sale, including those in response to or following the invitation by the buyer, and the buyer's agreement or offer to purchase is made at a place other than the place of business of the seller.", "url": "https://nebraskalegislature.gov/laws/statutes.php?statute=69-1601", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dol.nebraska.gov", "quote": "Search Registered Contractors and Subcontractors", "url": "https://dol.nebraska.gov/LaborStandards/Contractors/Overview", "read": "2026-10-22" } ] } ] }, { "code": "NV", "name": "Nevada", "url": "https://instabids.ai/us/home-job-readiness-grade/nevada", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "NRS 624.970(1)", "quote": "… On and after October 1, 2023, any contract entered into between a residential contractor and the owner of a single-family residence who occupies the single-family residence for work concerning a residential improvement must comply with the provisions of this section and all applicable regulations adopted by the Board. …", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-22" }, { "citation": "NRS 624.970(1)(b)", "quote": "… A contract that does not comply with the provisions of: … (b) Paragraph (g) of subsection 2 is voidable by the owner of the single-family residence.", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-22" }, { "citation": "NRS 624.970(2)(g)", "quote": "(g) The amount, not to exceed $1,000 or 10 percent of the aggregate contract price, whichever is less, of any initial down payment or deposit paid or promised to be paid to the residential contractor by the owner before the start of the work. The provisions of this paragraph do not apply if the residential contractor has filed with the Board a bond solely for the protection of consumers in the amount of $100,000 or has been granted relief by the Board pursuant to subsection 5 of NRS 624.270.", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-22" }, { "citation": "NRS 624.970(7)(d)", "quote": "… The term does not include work concerning a residential photovoltaic system used to produce electricity, as defined in NRS 624.855, or work concerning a residential pool or spa, as defined in NRS 624.915.", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "NRS 624.970(2)(a)-(f)", "quote": "2. Any contract for work concerning a residential improvement must contain in writing at least the following information: (a) The name of the residential contractor, his or her address and contractor’s license number and the monetary limit on that license. (b) The name and mailing address of the owner of the single-family residence on which the work is being performed and the address or legal description of the property. (c) The date of execution of the contract. (d) The estimated date of completion of all work to be performed under the contract. (e) A description of the work to be performed under the contract.", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-14" }, { "citation": "NRS 624.970(7)(d)", "quote": "(d) “Work concerning a residential improvement” or “work” means any construction, remodeling, repair or improvement performed by a residential contractor to a completed, single-family residence or any activity for the supervision concerning such work. The term does not include work concerning a residential photovoltaic system used to produce electricity, as defined in NRS 624.855, or work concerning a residential pool or spa, as defined in NRS 624.915.", "url": "https://www.leg.state.nv.us/NRS/NRS-624.html", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "NRS 598.230", "quote": "Any buyer who enters into or signs a door-to-door sale contract in which the total purchase price of the goods or services is $25 or more may rescind such contract by giving written notice to the seller either by delivering, mailing or telegraphing of such notice no later than midnight of the third business day after the date such door-to-door sale contract was entered into or signed.", "url": "https://www.leg.state.nv.us/NRS/NRS-598.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "nvcontractorsboard.com", "quote": "Search the database of licensed contractors to ensure that a contractor you are considering working with is licensed and in good standing.", "url": "https://www.nvcontractorsboard.com/", "read": "2026-10-22" } ] } ] }, { "code": "NH", "name": "New Hampshire", "url": "https://instabids.ai/us/home-job-readiness-grade/new-hampshire", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://gc.nh.gov/rsa/html/XXXIII-A/361-B/361-B-mrg.htm", "https://www.doj.nh.gov/consumer/sourcebook/right-of-recission.htm" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "RSA 361-B:1", "quote": "\"Home solicitation sale\" means a sale of goods or services, priced at $150 or more, in which a seller, a seller's representative, or a person acting for a seller engages in a solicitation and sale at any place other than a permanent place of business of the seller. A cash or credit sale so consummated shall be deemed to be a home solicitation sale.", "url": "https://gc.nh.gov/rsa/html/XXXIII-A/361-B/361-B-mrg.htm", "read": "2026-10-14" }, { "citation": "RSA 361-B:2, I", "quote": "I. At the time of any home solicitation sale, the seller shall furnish the buyer with a fully completed receipt and a copy of any contract or agreement pertaining to such sale at the time of its execution which shall show the name and address of the seller, the date of transaction and contain in immediate proximity to the space reserved in the contract, agreement or receipt for the signature of the buyer, in boldface type of a minimum size of 10 points, a statement in substantially the following form: \"ANY BUYER MAY CANCEL THIS TRANSACTION ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION.\"", "url": "https://gc.nh.gov/rsa/html/XXXIII-A/361-B/361-B-mrg.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "NJ", "name": "New Jersey", "url": "https://instabids.ai/us/home-job-readiness-grade/new-jersey", "grade": "C", "points_earned": 5, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://pub.njleg.gov/bills/2004/PL04/155_.HTM", "https://pub.njleg.gov/bills/2004/PL04/16_.HTM", "https://njconsumeraffairs.gov/hic/Pages/regulations.aspx" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "N.J.S.A. 56:8-151(a) (as amended by P.L.2004, c.155)", "quote": "a. On or after December 31, 2005, every home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing. The contract shall be signed by all parties thereto, and shall clearly and accurately set forth in legible form and in understandable language all terms and conditions of the contract, including but not limited to: (1) The legal name, business address, and registration number of the contractor;", "url": "https://pub.njleg.gov/bills/2004/PL04/155_.HTM", "read": "2026-10-14" }, { "citation": "N.J.S.A. 56:8-151(a)(2)-(3)", "quote": "(2) A copy of the certificate of commercial general liability insurance required of a contractor pursuant to section 7 of this act and the telephone number of the insurance company issuing the certificate; and (3) The total price or other consideration to be paid by the owner, including the finance charges.", "url": "https://pub.njleg.gov/bills/2004/PL04/155_.HTM", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "N.J.S.A. 56:8-151(b)", "quote": "b. On or after December 31, 2005, a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it. In order to cancel a contract the consumer shall notify the contractor of the cancellation in writing, by registered or certified mail, return receipt requested, or by personal delivery, to the address specified in the contract.", "url": "https://pub.njleg.gov/bills/2004/PL04/155_.HTM", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 1, "evidence": [ { "citation": "serviceportal.dca.nj.gov", "quote": "If you do not know the builder registration number, then suggested search is by Company Name.", "url": "https://serviceportal.dca.nj.gov/ultra-bhp-home/bhp-home-builder-search/", "read": "2026-10-22" } ] } ] }, { "code": "NM", "name": "New Mexico", "url": "https://instabids.ai/us/home-job-readiness-grade/new-mexico", "grade": "Not graded", "points_earned": 2, "points_possible": 2, "measures": [ { "id": "M1", "status": "unknown", "points": null, "evidence": [] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "rld.nm.gov", "quote": "PSI Licensee Search", "url": "https://www.rld.nm.gov/construction-industries/investigation-and-enforcement/unlicensed-violations/", "read": "2026-10-22" } ] } ] }, { "code": "NY", "name": "New York", "url": "https://instabids.ai/us/home-job-readiness-grade/new-york", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.nysenate.gov/legislation/laws/GBS/771", "https://www.nysenate.gov/legislation/laws/LIE/71-A", "https://www.nysenate.gov/legislation/laws/GBS/771-A" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "N.Y. Gen. Bus. Law § 771(1)", "quote": "1. Every home improvement contract subject to the provisions of this article, and all amendments thereto, shall be evidenced by a writing and shall be signed by all the parties to the contract. The writing shall contain the following: (a) The name, address, telephone number and license number, if applicable, of the contractor.", "url": "https://www.nysenate.gov/legislation/laws/GBS/771", "read": "2026-10-14" }, { "citation": "N.Y. Gen. Bus. Law § 771(1)(c)", "quote": "(c) A description of the work to be performed, the materials to be provided to the owner, including make, model number or any other identifying information, and the agreed upon consideration for the work and materials.", "url": "https://www.nysenate.gov/legislation/laws/GBS/771", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "N.Y. Gen. Bus. Law § 771(1)(h)", "quote": "(h) A notice to the owner that, in addition to any right otherwise to revoke an offer, the owner may cancel the home improvement contract until midnight of the third business day after the day on which the owner has signed an agreement or offer to purchase relating to such contract. Cancellation occurs when written notice of cancellation is given to the home improvement contractor.", "url": "https://www.nysenate.gov/legislation/laws/GBS/771", "read": "2026-10-14" } ] }, { "id": "M4", "status": "na", "points": null, "evidence": [ { "citation": "ag.ny.gov", "quote": "Before you hire a contractor, use these links to check whether the contractor is licensed or registered in your county:", "url": "https://ag.ny.gov/resources/individuals/consumer-issues/contractors-home-maintenance", "read": "2026-10-22" } ] } ] }, { "code": "NC", "name": "North Carolina", "url": "https://instabids.ai/us/home-job-readiness-grade/north-carolina", "grade": "D", "points_earned": 4, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-38.html", "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-39.html", "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-40.html", "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-41.html", "https://ncdoj.gov/wp-content/uploads/2025/04/Safe-to-Rebuild-English.pdf" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "N.C. Gen. Stat. § 25A-40(a)", "quote": "(a) In a home-solicitation sale the seller must present to the buyer and obtain his signature to a fully completed written agreement or offer to purchase which is in the same language as that principally used in the oral sales presentation and which designates as the date of the transaction the date on which the buyer actually signs and which contains the name and address of the seller, and which contains in immediate proximity to the space reserved for the signature of the buyer in bold face type of a minimum size of 10 points, a statement in substantially the following form:", "url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-40.html", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "N.C. Gen. Stat. § 25A-39(a)", "quote": "(a) Except as provided in subsection (e) of this section, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home-solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with G.S. 25A-40, or which complies with the requirements of the Federal Trade Commission Trade Regulation Rule Concerning a Cooling-Off Period for Door-to-Door Sales.", "url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-39.html", "read": "2026-10-14" }, { "citation": "N.C. Gen. Stat. § 25A-38", "quote": "\"Home-solicitation sale\" means a consumer credit sale of goods or services in which the seller or a person acting for him engages in a personal solicitation of the sale at a residence of the buyer and the buyer's agreement or offer to purchase is there given to the seller or a person acting for him.", "url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_25A/GS_25A-38.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "portal.nclbgc.org", "quote": "Note: All fields are optional, but at least one must be entered", "url": "https://portal.nclbgc.org/Public/Search", "read": "2026-10-22", "opening_words_only": true } ] } ] }, { "code": "ND", "name": "North Dakota", "url": "https://instabids.ai/us/home-job-readiness-grade/north-dakota", "grade": "C", "points_earned": 5, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.ndlegis.gov/cencode/t51c18.pdf", "https://www.ndlegis.gov/cencode/t43c07.pdf" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "N.D. Cent. Code § 51-18-04", "quote": "51-18-04. Agreement requirement. No agreement of the buyer in a personal solicitation sale is enforceable unless it is in writing, dated, contains the signature of the buyer, and contains a conspicuous notice in substantially the following form:", "url": "https://www.ndlegis.gov/cencode/t51c18.pdf", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "N.D. Cent. Code § 51-18-02(1)", "quote": "1. In addition to any right otherwise to revoke an offer, the buyer may cancel a personal solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement that complies with this chapter.", "url": "https://www.ndlegis.gov/cencode/t51c18.pdf", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "sos.nd.gov", "quote": "Use FirstStop to Search for Registered Contractors", "url": "https://www.sos.nd.gov/business/licensing-registration/contractors", "read": "2026-10-22" } ] } ] }, { "code": "OH", "name": "Ohio", "url": "https://instabids.ai/us/home-job-readiness-grade/ohio", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://codes.ohio.gov/ohio-revised-code/section-4722.01", "https://codes.ohio.gov/ohio-revised-code/section-4722.02", "https://codes.ohio.gov/ohio-revised-code/section-4722.03", "https://codes.ohio.gov/ohio-revised-code/section-1345.22", "https://codes.ohio.gov/ohio-revised-code/section-1345.23" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Ohio Rev. Code § 4722.02(A)", "quote": "(A) Except as provided in division (C) of this section, no home construction service supplier shall perform any home construction service the cost of which equals or exceeds twenty-five thousand dollars unless the supplier enters into a written home construction services contract with the owner. The contract shall include all agreements and conditions related to the home construction service, including all of the following: (1) The supplier's name, physical business address, business telephone number, and taxpayer identification number; (2) The owner's name, address, and telephone number;", "url": "https://codes.ohio.gov/ohio-revised-code/section-4722.02", "read": "2026-10-14" }, { "citation": "Ohio Rev. Code § 4722.01(B)", "quote": "(B) \"Home construction service\" means the construction of a residential building, including the creation of a new structure and the repair, improvement, remodel, or renovation of an existing structure. \"Home construction service\" does not include construction performed on a structure that contains four or more dwelling units, except for work on an individual dwelling unit within that structure, or construction performed on the common area of a condominium property.", "url": "https://codes.ohio.gov/ohio-revised-code/section-4722.01", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Ohio Rev. Code § 1345.22(A)", "quote": "(A) In addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase. Cancellation is evidenced by the buyer giving written notice of cancellation to the seller at the seller's address, electronic mail address, or facsimile number stated in the agreement or offer to purchase.", "url": "https://codes.ohio.gov/ohio-revised-code/section-1345.22", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "OK", "name": "Oklahoma", "url": "https://instabids.ai/us/home-job-readiness-grade/oklahoma", "grade": "F", "points_earned": 2, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.rtf", "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os59.rtf" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "Okla. Stat. tit. 14A, § 2-503(1)", "quote": "(1) In a home solicitation sale, unless the buyer requests the seller to provide goods or services without delay in an emergency, the seller must present to the buyer and obtain his signature to a written agreement or offer to purchase which designates as the date of the transaction the date on which the buyer actually signs and contains a statement of the buyer's rights which complies with subsection (2).", "url": "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.rtf", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Okla. Stat. tit. 14A, § 2-502(1)", "quote": "(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.", "url": "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.rtf", "read": "2026-10-14" }, { "citation": "Okla. Stat. tit. 14A, § 2-501", "quote": "\"Home solicitation sale\" means a consumer credit sale of goods, other than farm equipment, or services in which the seller or a person acting for him engages in a personal solicitation of the sale at a residence of the buyer and the buyer's agreement or offer to purchase is there given to the seller or a person acting for him.", "url": "https://www.oklegislature.gov/OK_Statutes/CompleteTitles/os14A.rtf", "read": "2026-10-14" } ] }, { "id": "M4", "status": "na", "points": null, "evidence": [ { "citation": "oklahoma.gov", "quote": "General Contractors are not currently required to have a state license in Oklahoma.", "url": "https://oklahoma.gov/cib/frequently-asked-questions.html", "read": "2026-10-22" } ] } ] }, { "code": "OR", "name": "Oregon", "url": "https://instabids.ai/us/home-job-readiness-grade/oregon", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.oregonlegislature.gov/bills_laws/ors/ors701.html", "https://www.oregonlegislature.gov/bills_laws/ors/ors083.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Or. Rev. Stat. § 701.310(1)", "quote": "(1) A property owner who enters into an initial written contract for the construction, improvement or repair of a residential structure or zero-lot-line dwelling on real property owned by the property owner may cancel the contract by delivery of a written notice of cancellation anytime prior to 12 midnight at the end of the next business day. The notice of cancellation may be delivered in any written form or by any means that can readily be converted to written form, including, but not limited to, facsimile, electronic mail and regular mail. The notice must state the intention of the property owner to cancel the contract.", "url": "https://www.oregonlegislature.gov/bills_laws/ors/ors701.html", "read": "2026-10-14" }, { "citation": "Or. Rev. Stat. § 83.720(1)", "quote": "(1) Except as provided in subsection (5) of this section, in addition to any other right to revoke an offer or rescind a transaction that the buyer may have, the buyer has the right to cancel a home solicitation sale until 12 midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase that complies with ORS 83.710 to 83.750 or pays by cash or check.", "url": "https://www.oregonlegislature.gov/bills_laws/ors/ors083.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "search.ccb.state.or.us", "quote": "The most accurate way to look up a license is with a CCB license number. Contractors must put this number on their advertising, including brochures, websites, and business cards. Ask the contractor for their license number, if necessary.", "url": "https://search.ccb.state.or.us/search/", "read": "2026-10-22" } ] } ] }, { "code": "PA", "name": "Pennsylvania", "url": "https://instabids.ai/us/home-job-readiness-grade/pennsylvania", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.9(10)(i) (HICPA §9(10)(i))", "quote": "(10) (i) Except as provided under subparagraph (ii), for a home improvement contract in which the total price is more than $5,000, receive a deposit in excess of: (A) one-third of the home improvement contract price; or (B) one-third of the home improvement contract price plus the cost of special order materials that will be ordered, as designated in the written contract.", "url": "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0", "read": "2026-10-22" }, { "citation": "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.9(10)(ii) (HICPA §9(10)(ii))", "quote": "(ii) The provisions of subparagraph (i) shall not apply to a home improvement retailer, regardless of net worth, who does all of the following: (A) Posts an irrevocable letter of credit payable to the bureau for the use and benefit of every person protected by the provisions of this subparagraph in a form approved by the bureau, in the amount of $100,000 per store location but not to exceed $2,000,000 for a home improvement retailer that has multiple stores. (B) Ensures that its contractors are registered under this act and have proof of liability insurance as defined in section 4(a)(1)(ix).", "url": "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.7(a)(1)-(4) (HICPA §7(a))", "quote": "(a) Requirements.--No home improvement contract shall be valid or enforceable against an owner unless it: (1) Is in writing and legible and contains the home improvement contractor registration number of the performing contractor. (2) Is signed by all of the following: (i) The owner, his agent or other contracted party. (ii) The contractor or a salesperson on behalf of a contractor. (3) Contains the entire agreement between the owner and the contractor, including attached copies of all required notices. (4) Contains the date of the transaction.", "url": "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0", "read": "2026-10-14" }, { "citation": "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.7(a)(5)-(7) (HICPA §7(a))", "quote": "(5) Contains the name, address and telephone number of the contractor. For the purposes of this paragraph, a post office box number alone shall not be considered an address. (6) Contains the approximate starting date and completion date. (7) Includes a description of the work to be performed, the materials to be used and a set of specifications that cannot be changed without a written change order signed by the owner and the contractor.", "url": "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Home Improvement Consumer Protection Act, Act 132 of 2008, 73 P.S. § 517.7(b) (HICPA §7(b))", "quote": "(b) Right of rescission.--An individual signing a home improvement contract, except as provided in the emergency provisions of section 7 of the act of December 17, 1968 (P.L.1224, No.387), known as the Unfair Trade Practices and Consumer Protection Law, shall be permitted to rescind the contract without penalty regardless of where the contract was signed, within three business days of the date of signing.", "url": "https://www.palegis.us/statutes/unconsolidated/law-information/view-statute?txtType=PDF&SessYr=2008&ActNum=0132.&SessInd=0", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "hicsearch.attorneygeneral.gov", "quote": "Search results will only display active registrations.", "url": "https://hicsearch.attorneygeneral.gov/", "read": "2026-10-22" } ] } ] }, { "code": "RI", "name": "Rhode Island", "url": "https://instabids.ai/us/home-job-readiness-grade/rhode-island", "grade": "C", "points_earned": 4, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/INDEX.htm", "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-3.htm", "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-10.htm", "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-27.htm", "https://webserver.rilegislature.gov/Statutes/TITLE6/6-28/6-28-2.htm" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "R.I. Gen. Laws § 5-65-3(o)", "quote": "(o) All work performed, including labor and materials, in excess of one thousand dollars ($1,000) shall be accompanied by a contract in writing.", "url": "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-3.htm", "read": "2026-10-14" }, { "citation": "R.I. Gen. Laws § 5-65-3(o)", "quote": "Contracts required pursuant to this subsection shall include consumer disclosures and information required pursuant to regulations promulgated by the board and the following notice by the contractor to the homeowner: NOTICE OF POSSIBLE MECHANIC’S LIEN", "url": "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-3.htm", "read": "2026-10-14" }, { "citation": "R.I. Gen. Laws § 5-65-3(p)", "quote": "(p) Contracts entered into must contain notice of right of rescission as stipulated in all pertinent Rhode Island consumer protection laws and/or § 5-65-27, if applicable. The contractor must stipulate whether or not all the proper insurances are in effect for each job contracted.", "url": "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-3.htm", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "R.I. Gen. Laws § 6-28-3", "quote": "In addition to any right otherwise to revoke an offer, the buyer may cancel a door-to-door sale or lease of merchandise by posting written notice of cancellation to the seller at the address specified for notice of cancellation provided by the seller not later than midnight three (3) days following the buyer’s signing the agreement, excluding Sunday and any holiday on which regular mail deliveries are not made. The notice of cancellation shall be sent by registered or certified mail.", "url": "https://webserver.rilegislature.gov/Statutes/TITLE6/6-28/6-28-3.htm", "read": "2026-10-14" }, { "citation": "R.I. Gen. Laws § 5-65-27(b)", "quote": "(b) In addition to all other methods of consumer protection provided by federal or state law, any contract that originates from an in-home solicitation of an elderly person for the purposes of performing work as a contractor pursuant to this chapter, as well as other disciplines governed by the board pursuant to statutory law, shall provide that any consumer who is an elderly person shall, in the absence of an emergency as defined herein, have three (3) days within which to cancel the in-home solicitation contract for contractor services.", "url": "https://webserver.rilegislature.gov/Statutes/TITLE5/5-65/5-65-27.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "SC", "name": "South Carolina", "url": "https://instabids.ai/us/home-job-readiness-grade/south-carolina", "grade": "D", "points_earned": 4, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://www.scstatehouse.gov/code/t40c059.php", "https://www.scstatehouse.gov/code/t37c002.php" ] }, { "id": "M2", "status": "scored", "points": 1, "evidence": [ { "citation": "S.C. Code Ann. § 37-2-503(1)", "quote": "(1) In a home solicitation sale, unless the buyer requests the seller to provide goods or services without delay in an emergency (subsection (5) of Section 37-2-502), the seller shall present to the buyer and obtain his signature to a written agreement or offer to purchase that designates as the date of the transaction the date on which the buyer actually signs and contains a statement of the buyer's rights that complies with subsection (2). A copy of any writing required by this subsection to be signed by the buyer, completed at least as to the date of the transaction and the name and mailing address of the seller, shall be given to the buyer at the time he signs the writing.", "url": "https://www.scstatehouse.gov/code/t37c002.php", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "S.C. Code Ann. § 37-2-502(1)", "quote": "(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.", "url": "https://www.scstatehouse.gov/code/t37c002.php", "read": "2026-10-14" }, { "citation": "S.C. Code Ann. § 40-59-25(A)(1)", "quote": "(A)(1) A person who enters into a written contract for goods or services related to a roofing system with a party who will be paid from proceeds of a property and casualty insurance policy and who subsequently receives written notice from the insurer that all or part of the claim or contract is not a covered loss under the policy may cancel the contract prior to midnight on the fifth business day after the insured has received the written notice of the denial of coverage.", "url": "https://www.scstatehouse.gov/code/t40c059.php", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "llr.sc.gov", "quote": "Licensee Lookup", "url": "https://llr.sc.gov/res/", "read": "2026-10-22" } ] } ] }, { "code": "SD", "name": "South Dakota", "url": "https://instabids.ai/us/home-job-readiness-grade/south-dakota", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://sdlegislature.gov/api/Statutes/37-24-5.1.html", "https://sdlegislature.gov/api/Statutes/37-24-5.3.html", "https://sdlegislature.gov/api/Statutes/37-24-5.4.html", "https://sdlegislature.gov/api/Statutes/37-24-5.6.html", "https://consumer.sd.gov/fastfacts/doortodoor.aspx" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "S.D. Codified Laws § 37-24-5.1", "quote": "In this chapter, unless the context otherwise requires, \"door to door sale\" means, except as provided by § 37-24-5.2, any sale, lease, or rental of goods or services with a purchase price of twenty-five dollars or more, whether under single or multiple contracts, in which the seller or his representative personally solicits the sale, including those in response to or following an invitation by the buyer, and the buyer's agreement or offer to purchase is made at a place other than the place of business of the seller.", "url": "https://sdlegislature.gov/api/Statutes/37-24-5.1.html", "read": "2026-10-14" }, { "citation": "S.D. Codified Laws § 37-24-5.3(1)", "quote": "It is a deceptive act or practice, within the meaning of § 37-24-6, for any seller, in connection with any door to door sale, to: (1) Fail to furnish the buyer with a fully completed receipt or copy of any contract pertaining to such sale at the time of its execution which shows the date of the transaction and contains the name and address of the seller, and in immediate proximity to the space reserved in the contract for the signature of the buyer or on the front page of the receipt if a contract is not used and in bold face type of a minimum size of ten points, a statement in substantially the following form: \"YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION.", "url": "https://sdlegislature.gov/api/Statutes/37-24-5.3.html", "read": "2026-10-14" }, { "citation": "S.D. Codified Laws § 37-24-5.3(2)-(3)", "quote": "(2) Fail to inform each buyer orally, at the time he signs the contract or purchases the goods or services, of his right to cancel; (3) Misrepresent in any manner the buyer's right to cancel.", "url": "https://sdlegislature.gov/api/Statutes/37-24-5.3.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "TN", "name": "Tennessee", "url": "https://instabids.ai/us/home-job-readiness-grade/tennessee", "grade": "Not graded", "points_earned": 2, "points_possible": 2, "measures": [ { "id": "M1", "status": "unknown", "points": null, "evidence": [] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "tn.gov", "quote": "You can check license status, view expiration dates, and see any public disciplinary actions.", "url": "https://www.tn.gov/commerce/regboards/contractors/help-support.html", "read": "2026-10-22" } ] } ] }, { "code": "TX", "name": "Texas", "url": "https://instabids.ai/us/home-job-readiness-grade/texas", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://statutes.capitol.texas.gov/Docs/BC/htm/BC.601.htm", "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.162.htm", "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.53.htm", "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.41.htm" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Tex. Bus. & Com. Code § 601.051", "quote": "In addition to any other rights or remedies available, a consumer may cancel a consumer transaction not later than midnight of the third business day after the date the consumer signs an agreement or offer to purchase.", "url": "https://statutes.capitol.texas.gov/Docs/BC/htm/BC.601.htm", "read": "2026-10-14" }, { "citation": "Tex. Bus. & Com. Code § 601.002(a)", "quote": "(a) This chapter applies only to a consumer transaction in which: (1) the merchant or the merchant's agent engages in a personal solicitation of a sale to the consumer at a place other than the merchant's place of business; (2) the consumer's agreement or offer to purchase is given to the merchant or the merchant's agent at a place other than the merchant's place of business; and (3) the agreement or offer is for: (A) the purchase of goods or services for consideration that exceeds $25, payable in installments or in cash; or (B) the purchase of real property for consideration that exceeds $100, payable in installments or in cash.", "url": "https://statutes.capitol.texas.gov/Docs/BC/htm/BC.601.htm", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] }, { "code": "UT", "name": "Utah", "url": "https://instabids.ai/us/home-job-readiness-grade/utah", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://le.utah.gov/xcode/Title58/Chapter55/C58-55-S501_2020051220200512.html", "https://adminrules.utah.gov/public/rule/R156-55a/Current%20Rules", "https://le.utah.gov/xcode/Title70C/Chapter5/70C-5.html", "https://le.utah.gov/xcode/Title38/Chapter11/C38-11-S108_1800010118000101.html" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Utah Code § 70C-5-102(1)", "quote": "(1) Except as provided in Subsection (5), in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this chapter.", "url": "https://le.utah.gov/xcode/Title70C/Chapter5/C70C-5-S102_1800010118000101.html", "read": "2026-10-14" }, { "citation": "Utah Code § 70C-5-101", "quote": "As used in this chapter, \"home solicitation sale\" means a consumer credit sale of goods or services in which the seller or a person acting for the seller engages in a face-to-face solicitation of the sale at a residence or place of employment of the buyer and the buyer's agreement or offer to purchase is there given to the seller or a person acting for the seller.", "url": "https://le.utah.gov/xcode/Title70C/Chapter5/C70C-5-S101_2025050720250507.html", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "secure.utah.gov", "quote": "Search by: Name and Profession License Number", "url": "https://secure.utah.gov/llv/search/index.html", "read": "2026-10-22" } ] } ] }, { "code": "VT", "name": "Vermont", "url": "https://instabids.ai/us/home-job-readiness-grade/vermont", "grade": "A+", "points_earned": 8, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 2, "evidence": [ { "citation": "26 V.S.A. § 5509(c)(1)", "quote": "(c) Down payment. (1) If a contract specifies a maximum price for all work and materials or a statement that billing and payment will be made on a time and materials basis, not to exceed a maximum price, the contract may require a down payment of up to one-half of the cost of labor to the consumer, or one-half of the price of materials, whichever is greater.", "url": "https://legislature.vermont.gov/statutes/fullchapter/26/106", "read": "2026-10-22" }, { "citation": "26 V.S.A. § 5509(c)(2)", "quote": "(2) If a contract specifies that billing and payment will be made on a time and materials basis and that there is no maximum price, the contract may require a down payment as negotiated by the parties.", "url": "https://legislature.vermont.gov/statutes/fullchapter/26/106", "read": "2026-10-22" } ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "26 V.S.A. § 5509(b)(1)", "quote": "(b) Writing. (1) A person registered under this chapter shall execute a written contract prior to receiving a deposit or commencing residential construction work if the estimated value of the labor and materials exceeds $10,000.00.", "url": "https://legislature.vermont.gov/statutes/fullchapter/26/106", "read": "2026-10-14" }, { "citation": "26 V.S.A. § 5509(b)(2)(C)-(D), (b)(3)", "quote": "(C) Scope of work. A description of the services to be performed and a description of the materials to be used. (D) Change order provision. A description of how and when amendments to the contract may be approved and documented, as agreed by the parties. (3) The parties shall document an amendment to the contract in a signed writing.", "url": "https://legislature.vermont.gov/statutes/fullchapter/26/106", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "9 V.S.A. § 2454(a)(1)", "quote": "(a) Consumer’s or other obligor’s right to cancel. (1) Except as provided in subdivision (5) of this subsection, in addition to any right otherwise to revoke an offer, the consumer or any other person obligated for any part of the purchase price may cancel a home solicitation sale until midnight of the third business day after the day on which the consumer has signed an agreement or offer to purchase relating to such sale, or has otherwise agreed to buy consumer goods or services from the seller.", "url": "https://legislature.vermont.gov/statutes/section/09/063/02454", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "sos.vermont.gov", "quote": "With this search you can find licensing and disciplinary information about any current or former licensee.", "url": "https://sos.vermont.gov/opr/find-a-professional/", "read": "2026-10-22" } ] } ] }, { "code": "VA", "name": "Virginia", "url": "https://instabids.ai/us/home-job-readiness-grade/virginia", "grade": "B", "points_earned": 6, "points_possible": 8, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/", "https://law.lis.virginia.gov/vacode/title59.1/chapter2.1/section59.1-21.3/" ] }, { "id": "M2", "status": "scored", "points": 2, "evidence": [ { "citation": "18 VAC 50-22-260 B 8", "quote": "8. Failure of all those who engage in residential contracting, excluding subcontractors to the contracting parties and those who engage in routine maintenance or service contracts, to make use of a legible written contract clearly specifying the terms and conditions of the work to be performed.", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/", "read": "2026-10-14" }, { "citation": "18 VAC 50-22-260 B 9 (intro), 9 a", "quote": "9. Failure of those engaged in residential contracting as defined in this chapter to comply with the terms of a written contract that contains the following minimum requirements: a. When work is to begin and the estimated completion date;", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/", "read": "2026-10-14" }, { "citation": "18 VAC 50-22-260 B 9 c", "quote": "c. The amounts and schedule for progress payments, including a specific statement on the amount of the down payment;", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/", "read": "2026-10-14" }, { "citation": "18 VAC 50-22-260 B 9 g", "quote": "g. Disclosure of the cancellation rights of the parties;", "url": "https://law.lis.virginia.gov/admincode/title18/agency50/chapter22/section260/", "read": "2026-10-14" } ] }, { "id": "M3", "status": "scored", "points": 2, "evidence": [ { "citation": "Va. Code § 59.1-21.3(1)", "quote": "(1) Except as provided in subsection (5), in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with § 59.1-21.4.", "url": "https://law.lis.virginia.gov/vacode/title59.1/chapter2.1/section59.1-21.3/", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dpor.virginia.gov", "quote": "License Lookup | Virginia Department of Professional and Occupational Regulation", "url": "https://www.dpor.virginia.gov/LicenseLookup", "read": "2026-10-22" } ] } ] }, { "code": "WA", "name": "Washington", "url": "https://instabids.ai/us/home-job-readiness-grade/washington", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://app.leg.wa.gov/RCW/default.aspx?cite=18.27.114", "https://app.leg.wa.gov/RCW/default.aspx?cite=63.14.154" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "RCW 63.14.154(1)", "quote": "(1) In addition to any other rights he or she may have, the buyer shall have the right to cancel a retail installment transaction for other than the seller's breach by sending notice of such cancellation to the seller at his or her place of business as set forth in the contract or charge agreement by certified mail, return receipt requested, which shall be posted not later than midnight of the third day (excluding Sundays and holidays) following the date the buyer signs the contract or charge agreement:", "url": "https://app.leg.wa.gov/RCW/default.aspx?cite=63.14.154", "read": "2026-10-14" }, { "citation": "RCW 63.14.154(1)(a)", "quote": "(a) If the retail installment transaction was entered into by the buyer and solicited in person or by a commercial telephone solicitation as defined by chapter 20, Laws of 1989 by the seller or his or her representative at a place other than the seller's address, which may be his or her main or branch office, shown on the contract; and", "url": "https://app.leg.wa.gov/RCW/default.aspx?cite=63.14.154", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "lni.wa.gov", "quote": "Check if a contractor is registered online", "url": "https://lni.wa.gov/licensing-permits/contractors/problems-with-a-contractor/", "read": "2026-10-22", "opening_words_only": true } ] } ] }, { "code": "WV", "name": "West Virginia", "url": "https://instabids.ai/us/home-job-readiness-grade/west-virginia", "grade": "D", "points_earned": 3, "points_possible": 6, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://code.wvlegislature.gov/21-11/", "https://code.wvlegislature.gov/21-11-10/", "https://code.wvlegislature.gov/46A-2-134/" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "W. Va. Code § 46A-2-132", "quote": "In addition to any other right to revoke an offer, a buyer shall have the right to cancel a home solicitation sale until midnight of the third business day after the day on which he has signed an agreement or offer to purchase. Cancellation shall become effective when the buyer gives written notice of his intention to cancel to the seller at the address stated in the agreement or offer to purchase.", "url": "https://code.wvlegislature.gov/46A-2-132/", "read": "2026-10-14" }, { "citation": "W. Va. Code § 46A-1-102(22)", "quote": "(22) \"Home solicitation sale\" means a consumer credit sale in excess of $25 in which the buyer receives a solicitation of the sale at a place other than the seller's business establishment at a fixed location and the buyer's agreement or offer to purchase is there given to the seller or a person acting for the seller.", "url": "https://code.wvlegislature.gov/46A-1-102/", "read": "2026-10-14" } ] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "wvclboard.wv.gov", "quote": "Contractor License Search", "url": "https://wvclboard.wv.gov/", "read": "2026-10-22" } ] } ] }, { "code": "WI", "name": "Wisconsin", "url": "https://instabids.ai/us/home-job-readiness-grade/wisconsin", "grade": "Not graded", "points_earned": 2, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://docs.legis.wisconsin.gov/code/admin_code/atcp/090/110/05", "https://docs.legis.wisconsin.gov/statutes/statutes/423/II/202" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "unknown", "points": null, "evidence": [] }, { "id": "M4", "status": "scored", "points": 2, "evidence": [ { "citation": "dsps.wi.gov", "quote": "Check the status of someone's credential using the public LicensE look up.", "url": "https://dsps.wi.gov/a-z-professions-list/dwelling-contractor-dc/", "read": "2026-10-22" } ] } ] }, { "code": "WY", "name": "Wyoming", "url": "https://instabids.ai/us/home-job-readiness-grade/wyoming", "grade": "Not graded", "points_earned": 1, "points_possible": 4, "measures": [ { "id": "M1", "status": "scored", "points": 0, "evidence": [], "sources_reviewed": [ "https://wyoleg.gov/statutes/compress/title40.pdf" ] }, { "id": "M2", "status": "unknown", "points": null, "evidence": [] }, { "id": "M3", "status": "scored", "points": 1, "evidence": [ { "citation": "Wyo. Stat. § 40-14-252(a)", "quote": "(a) Except as provided in subsection (e) of this section, in addition to any right otherwise to revoke an offer, the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase which complies with this part.", "url": "https://wyoleg.gov/statutes/compress/title40.pdf", "read": "2026-10-14" }, { "citation": "Wyo. Stat. § 40-14-251(a)", "quote": "(a) \"Home solicitation sale\" means a consumer credit sale of goods or services with a purchase price of twenty-five dollars ($25.00) or more written under single or multiple contracts, in which the seller or a person acting for him engages in a personal solicitation of the sale including face-to-face confrontation or telephone solicitation, at a place other than the place of business of the seller and the buyer's agreement or offer to purchase is there given to the seller or a person acting for him.", "url": "https://wyoleg.gov/statutes/compress/title40.pdf", "read": "2026-10-14" }, { "citation": "Wyo. Stat. § 40-12-705(a)", "quote": "(a) A consumer who has entered into a written contract with a contractor to provide exterior storm damage repair goods and services has the right to cancel the contract within three (3) business days of the date on which the contract was entered into or, if the services are to be paid directly by or on behalf of the consumer from the proceeds of a property or casualty insurance policy, within three (3) business days after the consumer has received notice in writing from the insurer that the claim has been denied, in whole or in part, whichever is later.", "url": "https://wyoleg.gov/statutes/compress/title40.pdf", "read": "2026-10-14" } ] }, { "id": "M4", "status": "unknown", "points": null, "evidence": [] } ] } ] }