{
  "page": "https://instabids.ai/us/rebates/states/new-york/solar-panels",
  "skillVersion": "3.0.26",
  "programs": [
    {
      "program": "Solar Energy System Equipment Credit",
      "agency": "New York State Department of Taxation and Finance",
      "who_for": "You are entitled to claim this credit if you:\npurchased solar energy system equipment,\nentered into a written agreement for the lease of solar energy system equipment, or\nentered into a written agreement that spans at least ten years for the purchase of power generated by solar energy system equipment not owned by you.\nThe solar energy system must use solar radiation to produce energy for heating, cooling, hot water, or electricity for residential use. The system must also be installed and used at your principal residence in New York State.",
      "pays_for": "solar energy system equipment",
      "amount": "The credit is equal to 25% of your qualified solar energy system equipment expenditures and is limited to $5,000.",
      "status": "open",
      "status_quote": "You are entitled to claim this credit if you:",
      "status_as_of": "2026-11-06",
      "individual_apply": "yes",
      "apply_url": "https://www.tax.ny.gov/pdf/current_forms/it/it255_fill_in.pdf",
      "source_url": "https://www.tax.ny.gov/pit/credits/solar_energy_system_equipment_credit.htm"
    },
    {
      "program": "Smart Energy Loan",
      "agency": "NYSERDA through Energy Finance Solutions",
      "who_for": "Eligible Properties: You must own the home or be an authorized representative of the property owner",
      "pays_for": "purchase and install solar at home",
      "amount": "Loan Amounts: $1,500 - $25,000",
      "status": "open",
      "status_quote": "Apply online - Applying online is the fastest way to receive a decision. Complete and submit the online credit application. If you apply using the online portal, you will be able to upload your additional documentation directly.",
      "status_as_of": "2026-11-06",
      "individual_apply": "yes",
      "apply_url": "https://ny.energyfinancesolutions.com/for-homeowners/on-bill-recovery-loan/",
      "source_url": "https://ny.energyfinancesolutions.com/for-homeowners/on-bill-recovery-loan/"
    },
    {
      "program": "On-Bill Recovery Loan",
      "agency": "NYSERDA through Energy Finance Solutions",
      "who_for": "Eligible Properties: The home must be served by a participating utility, including: Central Hudson Gas & Electric, Con Edison, PSEG-Long Island, NYSEG, National Grid (Upstate NY customers only), Orange & Rockland, and Rochester Gas & Electric.\nYou must own the home and be named on the utility account",
      "pays_for": "purchase and install solar at home",
      "amount": "Loan Amounts: $1,500 - $25,000",
      "status": "open",
      "status_quote": "Apply online - Applying online is the fastest way to receive a decision. Complete and submit the online credit application. If you apply using the online portal, you will be able to upload your additional documentation directly.",
      "status_as_of": "2026-11-06",
      "individual_apply": "yes",
      "apply_url": "https://ny.energyfinancesolutions.com/for-homeowners/on-bill-recovery-loan/",
      "source_url": "https://ny.energyfinancesolutions.com/for-homeowners/on-bill-recovery-loan/"
    },
    {
      "program": "Residential Clean Energy Credit",
      "agency": "Internal Revenue Service",
      "who_for": "You may claim the residential clean energy credit for improvements to your main home, whether you own or rent it. Your main home is generally where you live most of the time. The credit applies to new or existing homes located in the United States.",
      "pays_for": "Solar electric panels",
      "amount": "The Residential Clean Energy Credit equals 30% of the costs of new, qualified clean energy property for your home installed anytime from 2022 through December 31, 2025.",
      "status": "ended",
      "status_quote": "The credit is not available for any property placed in service after December 31, 2025.",
      "status_as_of": "2026-10-17",
      "individual_apply": "yes",
      "apply_url": "https://www.irs.gov/forms-pubs/about-form-5695",
      "source_url": "https://www.irs.gov/credits-deductions/residential-clean-energy-credit"
    }
  ],
  "byState": []
}