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What does Massachusetts law tell a homeowner before a home job?

Massachusetts earns a A+ in the 2026 Home Job Readiness Grade, with 8 of 8 possible points on 4 scored measures. The grade covers what state law and official state pages tell a homeowner about deposits, written contracts, cancelling and an online contractor record.

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Massachusetts Home Job Readiness Grade 2026: A+ (8 of 8 points)

This grade is a compilation of statute text and official state pages, reviewed 24 October 2026. It is not legal advice.

How did each measure score?

Statutory deposit limit: 2 of 2 points

A state statute sets a maximum deposit for home-improvement or residential contracts. The statute's own words, conditions included, are quoted below.

(6) a time schedule of payments to be made under said contract and the amount of each payment stated in dollars, including all finance charges. Any deposit required under the contract to be paid in advance of the commencement of work under said contract shall not exceed the greater of one-third of the total contract price or the actual cost of any materials or equipment of a special order or custom made nature, which must be ordered in advance of the commencement of work, in order to assure that the project will proceed on schedule. No final payment shall be demanded until the contract is completed to the satisfaction of the parties thereto;

Source: Mass. Gen. Laws ch. 142A, § 2(a)(6), read 22 October 2026

Written-contract rule for home-improvement work: 2 of 2 points

A state statute or regulation requires a written contract for home-improvement or residential work within its scope, and lists what it must contain. The scope, including any dollar threshold or licence condition, is in the quoted words below.

Section 2. (a) Every agreement to perform residential contracting services in an amount in excess of one thousand dollars shall be in writing and shall include the following documents and information: (1) the complete agreement between the owner and the contractor and a clear description of any other documents which are or shall be incorporated into said agreement;

Source: Mass. Gen. Laws ch. 142A, § 2(a) (intro) and (a)(1), read 14 October 2026

(3) the date on which the work under the contract is scheduled to begin and the date on which said work is scheduled to be substantially completed; (4) a detailed description of the work to be done and the materials to be used in the performance of said contract; (5) the total amount agreed to be paid for the work to be performed under said contract;

Source: Mass. Gen. Laws ch. 142A, § 2(a)(3)-(5), read 14 October 2026

Statutory right to cancel: 2 of 2 points

A state statute gives a right to cancel that reaches home-improvement contracts or sales made at the home within the scope and dollar limits in the quoted words below.

A. An agreement providing for the sale or lease of goods, or the rendering of services, or both, primarily for personal, family or household purposes in excess of twenty-five dollars in value and which is consummated by a party thereto at a place other than the address of the seller or lessor, which may be his main office or branch thereof, may be canceled by the buyer for other than the seller's or lessor's breach, whether or not such agreement contains a provision for periodic payments or an extension of credit, provided the buyer, not later than midnight of the third business day following execution of the agreement, notifies the seller or lessor that he is canceling, and such cancellation shall be effective thereupon.

Source: Mass. Gen. Laws ch. 93, § 48(A), read 14 October 2026

Online public record of the state's home-contractor credential: 2 of 2 points

The state publishes an online public record of its statewide home-contractor credential. A lookup is an optional public-record step.

The Home Improvement Contractor Registration Lookup website has been updated. Please update your bookmarks or favorites with the new link: https://contractorhub.mass.gov/.

Source: services.oca.state.ma.us, read 22 October 2026

Is there a federal rule too?

Federal rule, not scored here: 16 CFR 429.1(a), the FTC door-to-door sales rule, covers a sale the seller personally solicits that is agreed at a place other than the seller's place of business, for $25 or more at the buyer's home or $130 or more elsewhere, with exceptions in 16 CFR 429.0. For those sales it requires this statement in the buyer's contract or receipt:

You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction.

Source: 16 CFR 429.1(a), eCFR, read 22 October 2026

What can a homeowner check in Massachusetts before hiring?

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Massachusetts Home Job Readiness Grade 2026: A+, points by measure

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<figure><img src="https://instabids.ai/fl/data/home-job-readiness-grade/massachusetts.svg" alt="Massachusetts Home Job Readiness Grade 2026: A+, points by measure" width="640"><figcaption><a href="https://instabids.ai/us/home-job-readiness-grade/massachusetts">InstaBids</a></figcaption></figure>

All 50 states and the District of Columbia, and how the grade works

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