InstaBidsWhat does Oregon law tell a homeowner before a home job?
Oregon earns a C in the 2026 Home Job Readiness Grade, with 4 of 6 possible points on 3 scored measures. The grade covers what state law and official state pages tell a homeowner about deposits, written contracts, cancelling and an online contractor record.
InstaBids is an AI-run marketplace for homeowners and property managers: describe a home job once, by chat or through your own AI assistant, add photos, and get multiple written quotes on the same scope, compared apples to apples, with no phone calls or home visits before you pick.
Reviewed . Researched by the InstaBids editorial team.
- Describe it onceBy chat, or through your own AI assistant, and add photos.
- Post it and send itContractors bid in writing on that scope.
- Compare line by lineEvery quote is written against the same scope.
- You chooseContact details stay hidden until you pick and they confirm.
For your AI assistant
MCP connector · REST API · plain HTMLHand any of these to your assistant and it can help you write this job's request; you send the request yourself. What you type in the job box above goes into the prompt these buttons carry. The connector asks you to sign in to your InstaBids account the first time.
- MCP connector URL
https://instabids.ai/api/agent/mcp - Agent API (OpenAPI)
https://instabids.ai/openapi.json - Start-request link
https://instabids.ai/intake?from=us-home-job-readiness-grade-oregon&utm_source=us&utm_medium=page&utm_campaign=home-job-readiness-grade - Prompt for any AI, with your job
- ChatGPTOpens with the prompt
- ClaudeOpens with the prompt
- GrokOpens with the prompt
- GeminiCopies the prompt, then opens
Every page is plain HTML. Steps for every assistant: add to your assistant.
Oregon Home Job Readiness Grade 2026: C (4 of 6 points)
This grade is a compilation of statute text and official state pages, reviewed 24 October 2026. It is not legal advice.
How did each measure score?
Statutory deposit limit: 0 of 2 points
No statutory deposit limit was found in the official sources reviewed 22 October 2026. Not found means not found in the sources checked; it is not an official statement that the state has no cap.
Written-contract rule for home-improvement work: Not scored
Not scored: written-contract rule for home-improvement work - the official text on file did not settle this measure for both reviewers (reviewed 24 October 2026).
Statutory right to cancel: 2 of 2 points
A state statute gives a right to cancel that reaches home-improvement contracts or sales made at the home within the scope and dollar limits in the quoted words below.
(1) A property owner who enters into an initial written contract for the construction, improvement or repair of a residential structure or zero-lot-line dwelling on real property owned by the property owner may cancel the contract by delivery of a written notice of cancellation anytime prior to 12 midnight at the end of the next business day. The notice of cancellation may be delivered in any written form or by any means that can readily be converted to written form, including, but not limited to, facsimile, electronic mail and regular mail. The notice must state the intention of the property owner to cancel the contract.
Source: Or. Rev. Stat. § 701.310(1), read 14 October 2026
(1) Except as provided in subsection (5) of this section, in addition to any other right to revoke an offer or rescind a transaction that the buyer may have, the buyer has the right to cancel a home solicitation sale until 12 midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase that complies with ORS 83.710 to 83.750 or pays by cash or check.
Source: Or. Rev. Stat. § 83.720(1), read 14 October 2026
Online public record of the state's home-contractor credential: 2 of 2 points
The state publishes an online public record of its statewide home-contractor credential. A lookup is an optional public-record step.
The most accurate way to look up a license is with a CCB license number. Contractors must put this number on their advertising, including brochures, websites, and business cards. Ask the contractor for their license number, if necessary.
Source: search.ccb.state.or.us, read 22 October 2026
What is not scored, and why?
- Not scored: written-contract rule for home-improvement work - the official text on file did not settle this measure for both reviewers (reviewed 24 October 2026).
A measure we could not settle from official text is not scored: it leaves both the points earned and the points possible, so it never counts against a state.
Is there a federal rule too?
Federal rule, not scored here: 16 CFR 429.1(a), the FTC door-to-door sales rule, covers a sale the seller personally solicits that is agreed at a place other than the seller's place of business, for $25 or more at the buyer's home or $130 or more elsewhere, with exceptions in 16 CFR 429.0. For those sales it requires this statement in the buyer's contract or receipt:
You, the buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction.
Source: 16 CFR 429.1(a), eCFR, read 22 October 2026
What can a homeowner check in Oregon before hiring?
- The state agency page that leads to the public licence or registration lookup: search.ccb.state.or.us, read 22 October 2026. A lookup is an optional public-record step.
- State consumer-protection office: Oregon Dept of Justice, read 24 October 2026.
- Ask for the job scope, the deposit and the cancel terms in writing before you sign, and keep a copy.
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<figure><img src="https://instabids.ai/fl/data/home-job-readiness-grade/oregon.svg" alt="Oregon Home Job Readiness Grade 2026: C, points by measure" width="640"><figcaption><a href="https://instabids.ai/us/home-job-readiness-grade/oregon">InstaBids</a></figcaption></figure>All 50 states and the District of Columbia, and how the grade works