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HVAC rebate: which programs cover heating and cooling?

In some states. HVAC rebate — Indiana Energy Saver covers income-limited heat pump work. Federal credit ended; IRS: “You can’t claim energy efficient home improvement credits for expenditures or property placed in service after December 31, 2025.” Historical federal furnace credit cap: “$600” IRS, read October 21, 2026.

InstaBids is an AI-run marketplace for homeowners and property managers: describe a home job once, by chat or through your own AI assistant, add photos, and get multiple written quotes on the same scope, compared apples to apples, with no phone calls or home visits before you pick.

For an HVAC replacement, post the equipment scope on InstaBids and ask contractors for written bids.

By InstaBids editorial team with AI research agents. Statuses last read to

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What HVAC system replacement job do you need done in the United States? Describe it once to start your written scope.

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At a glance

  • December 31, 2025Federal home improvement credit: improvements made throughInternal Revenue Service (IRS), read October 17, 2026
  • 150%Indiana HEAR: household income must be less than this share of area median incomeIndiana Office of Energy Development (page title: OED: Home Energy Rebates), read October 22, 2026
  • 200%DOE weatherization: poverty-income guideline threshold; states may use another criterionU.S. Department of Energy, Weatherization Assistance Program, read October 17, 2026
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Programs, amounts and status

Home Owner Managing Energy Savings (HOMES) Rebate Program“up to $8,000*” Status: open (source read 17 October 2026). “Home Energy Rebates are now available in select states.” Who it is for, in the agency's words: “The HOMES Rebate Program provides rebates for eligible whole-home energy upgrade projects for households at all income levels. American households can save up to $8,000* on home upgrades based on modeled energy savings levels with a minimum savings of 20%. HOMES offers several possible pathways to affordable upgrades including insulation, air sealing, heating and cooling equipment, water heaters, duct sealing, appliances, and lighting. HOMES rebates provide Americans with household upgrades that can lower monthly energy bills while improving comfort and quality of the home.” How to apply: naseo.org (individuals do not apply to this agency directly)U.S. Department of Energy (DOE), read 17 October 2026
High-Efficiency Electric Home Rebate (HEEHR) Program“up to $14,000” Status: open (source read 17 October 2026). Who it is for, in the agency's words: “The HEEHR Program provides rebates for the purchase and installation of appliances and building envelopes materials to reduce American homeowner energy bills. American households can save up to $14,000 on efficient upgrades that can lower energy bills and improve comfort and safety of the home. HEEHR offers rebates at point of sale either at retail outlets or through contractors. HEEHR can be utilized for insulation, air sealing, ventilation, electric wiring and load service center upgrades, electric heating and cooling upgrades, and efficient electric appliances. The HEEHR program is designed to ensure homeowner savings, emphasizing the importance of insulating and sealing the home prior to upgrading heating and cooling to maximize savings.” How to apply: naseo.org (individuals do not apply to this agency directly)U.S. Department of Energy (DOE), read 17 October 2026
Weatherization Assistance Program (WAP)Amount not stated by U.S. Department of Energy (DOE), through state weatherization administrators (read 2026-10-17) Status: open (source read 17 October 2026). “To apply for WAP assistance, first identify your state weatherization administrator and reach out to them.” Who it is for, in the agency's words: “One of the primary factors affecting eligibility is income. Households at or below 200% of the poverty income guidelines or that receive Supplemental Security Income are considered under DOE guidelines as eligible for weatherization services. In addition, each state or territory may elect to use the U.S. Department of Health & Human Services’ (HHS) Low-Income Home Energy Assistance Program (LIHEAP) eligibility criteria of 60% of state-median income.” How to apply: energy.govU.S. Department of Energy (DOE), through state weatherization administrators, read 17 October 2026
Indiana Energy Saver Program (HOMES and HEAR)Amount not stated by Indiana Office of Energy Development (read 2026-10-22) Status: open (source read 22 October 2026). “Applications for the Indiana Energy Saver Program are NOW OPEN!” Who it is for, in the agency's words: “The Home Efficiency Rebate (HOMES) provides cost savings to both single family and multifamily residents, on whole-home retrofits achieving a minimum of 20% predicted energy savings. Eligible upgrades may include: insulation, air sealing, and ENERGY-STAR certified equipment such as HVAC systems and water heaters. About the Home Appliance Rebate Program The Home Appliance Rebate (HEAR) provides additional cost savings to low- and moderate-income households earning less than 150% of the Area Median Income for select, first-time upgrades. Eligible upgrades may include: heat pump water heaters, heat pump HVAC systems, and electrical upgrades.” How to apply: in.govIndiana Office of Energy Development, read 22 October 2026
Energy Saver North Carolina (HOMES and HEAR)“up to $16,000 for home efficiency upgrades” Status: open (source read 17 October 2026). “DEQ launched the Energy Saver NC on January 16, 2025.” Who it is for, in the agency's words: “Energy Saver North Carolina helps income-eligible homeowners and renters cover the cost of energy efficiency and electrification upgrades, such as heat pumps, electrical panels and insulation.” How to apply: deq.nc.govNorth Carolina Department of Environmental Quality (DEQ), State Energy Office, read 17 October 2026
IRA Home Energy Rebates (HOMES and HEAR)Amount not stated by Focus on Energy, for the Public Service Commission of Wisconsin (read 2026-10-17) Status: open (source read 17 October 2026). “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.” Pays for: “insulation and efficient heating/cooling equipment”. Who it is for, in the agency's words: “Qualify for both IRA Home Energy Rebate Programs today! Eligibility and rebate amounts are based on household income. All homeowners are eligible to participate in HOMES. Low-income or moderate-income households can participate in HEAR.” How to apply: focusonenergy.comFocus on Energy, for the Public Service Commission of Wisconsin, read 17 October 2026
Home Electrification and Appliance Rebates (HEAR) Program“a maximum rebate of $14,000 per address” Status: open (source read 17 October 2026). “In New Mexico, the Home Electrification and Appliance Rebates (HEAR) Program launched September 3, 2024.” Who it is for, in the agency's words: “The program offers rebates for qualifying ENERGY STAR® certified electric appliances and energy-efficient upgrades. You can purchase multiple items at different times, with a maximum rebate of $14,000 per address. Please note, the program is being launched in phases, so not all products are available yet.” How to apply: clean.energy.nm.govNew Mexico Energy, Minerals and Natural Resources Department (EMNRD), read 17 October 2026
Energy Efficient Home Improvement Credit (25C)“$600 for natural gas, propane, or oil furnace or hot water boilers.” Status: ended (source read 17 October 2026). “You can claim the credit for improvements made through December 31, 2025.” Who it is for, in the agency's words: “If you make qualified energy-efficient improvements to your home after Jan. 1, 2023, you may qualify for a tax credit up to $3,200. You can claim the credit for improvements made through December 31, 2025.” How to apply: irs.gov (individuals do not apply to this agency directly)Internal Revenue Service (IRS), read 17 October 2026

This table as data: data.csv · data.json

Programs by state

IndianaIndiana Energy Saver Program (HOMES and HEAR) (open, as of 22 October 2026) “Applications for the Indiana Energy Saver Program are NOW OPEN!”Indiana Office of Energy Development — Sources read: 22 October 2026
North CarolinaEnergy Saver North Carolina (HOMES and HEAR) (open, as of 17 October 2026) “Beginning Sept. 1, 2026, all existing and new HEAR applications that have not yet reached rebate reservation status must comply with the new guidance.”North Carolina Department of Environmental Quality, State Energy Office — Sources read: 17 October 2026
New MexicoHome Electrification and Appliance Rebates (HEAR) Program (open, as of 17 October 2026) “In New Mexico, the Home Electrification and Appliance Rebates (HEAR) Program launched September 3, 2024.”New Mexico Energy, Minerals and Natural Resources Department — Sources read: 17 October 2026
WisconsinIRA Home Energy Rebates (HOMES and HEAR) (open, as of 17 October 2026) “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.”Focus on Energy, for the Public Service Commission of Wisconsin — Sources read: 17 October 2026
AlabamaInflation Reduction Act Home Energy Rebates Program (not launched, as of 17 October 2026) “This program is under development. The date in which eligible households will be able to access these rebates has not been determined.”Alabama Department of Economic and Community Affairs (ADECA) — Sources read: 17 October 2026
ArkansasHome Energy Rebates Program (not launched, as of 17 October 2026) “Currently, the Home Energy Rebates Program is not available in Arkansas.”Arkansas Department of Energy and Environment, Office of Energy — Sources read: 17 October 2026
IllinoisHome Efficiency Rebates (HOMES) and HEAR Rebate Program (not launched, as of 17 October 2026) “At this time, the Illinois EPA's IRA Section 50122 Home Electrification and Appliance Rebate Program, or HEAR Rebate Program, application has not yet been processed by USDOE or provided to Illinois EPA for administration or distribution.”Illinois EPA Office of Energy — Sources read: 17 October 2026
KentuckyKentucky Home Energy Rebates Program (not launched, as of 17 October 2026) “ALERT: Please be aware that Kentucky Home Energy Rebates are not yet available.”Kentucky Energy and Environment Cabinet, Office of Energy Policy — Sources read: 17 October 2026
MissouriHome Energy Rebates Program (HOMES and HEEHR) (not launched, as of 17 October 2026) “The rebates may not be made available until 2027 at the earliest and potentially as late as 2028.”Missouri Department of Natural Resources — Sources read: 17 October 2026
OregonOregon home energy rebate programs (not launched, as of 22 October 2026) “We don’t have a date for opening the Oregon home energy rebate program applications.”Oregon Department of Energy (ODOE) — Sources read: 22 October 2026

HVAC rebate?

Indiana’s energy office lists heat pump HVAC systems among first-time HEAR upgrades for low- and moderate-income households. Its equipment list is specific to that offering; it does not establish a rebate for every furnace or air conditioner. The office describes the covered equipment this way:

“Eligible upgrades may include: heat pump water heaters, heat pump HVAC systems, and electrical upgrades.”

The official Indiana Energy Saver application is the application route, rather than a contractor solicitation. Review that program’s household and equipment requirements before arranging work.

Source: Indiana Office of Energy Development (page title: OED: Home Energy Rebates), read .

For heat pump HVAC work, describe the equipment and installation scope in an InstaBids request.

HVAC rebate 2026?

For HVAC assistance through weatherization, DOE describes an assessment of the home and its equipment before a scope of work is recommended. This is an assistance process through local providers, rather than a published flat rebate for replacing any HVAC unit. The assessment includes:

“a blower-door test to determine the infiltration”

DOE also describes energy-bill analysis and inspection of energy equipment. Start with the state weatherization administrator, then follow the local provider’s application process.

DOE’s income guideline is 200% of the poverty income guidelines; the same passage allows states to elect a different listed criterion.

Source: U.S. Department of Energy, Weatherization Assistance Program, read .

For work identified during an energy assessment, an InstaBids request can carry the proposed equipment scope.

Federal HVAC rebate?

DOE’s HEEHR program includes electric heating and cooling upgrades among its covered categories. That equipment description is broader than a particular model’s eligibility; the state energy office supplies the applicable program status and household rules. DOE names the relevant equipment category as:

“electric heating and cooling upgrades”

Use the state table to distinguish a program taking applications from one still being developed. The federal description alone does not establish an application reservation.

Sources: U.S. Department of Energy (page label: State and Community Energy Programs), read ; Indiana Office of Energy Development (page title: OED: Home Energy Rebates), read ; Alabama Department of Economic and Community Affairs (ADECA), Energy Division - the State Energy Office (adeca.alabama.gov), read .

For an electric heating and cooling project, use InstaBids to ask for written equipment bids.

HVAC rebate programs?

Renters considering an HVAC upgrade through Wisconsin’s IRA rebate programs have an additional property-permission step. Focus on Energy explains that the property owner must agree to the work, and equipment remains with the property even if the renter moves. Its condition is:

“any upgrades installed must stay with the property”

Discuss that condition with the property owner before choosing an equipment scope. The program’s household rules and assessment still determine which upgrade can proceed through the program.

Source: Focus on Energy (Wisconsin utilities program, read .

For a rental-property HVAC project, put the agreed equipment scope in your InstaBids request.

Tax rebate HVAC?

A tax rebate search can refer to the federal home improvement credit, which the IRS limits to improvements made through December 31, 2025. For earlier qualified energy property, the IRS form instructions also identify a manufacturer-record requirement. For property installed in 2025:

“a valid QMID must be reported”

That historical paperwork rule does not reopen the credit for a new installation. Use the IRS instructions for the applicable installation year and keep the rebate-program application separate from the tax-credit question.

Sources: Internal Revenue Service (IRS), read ; Internal Revenue Service (IRS), read .

For earlier HVAC equipment records, an InstaBids request can ask contractors to describe their installation paperwork.

Before you apply

Find the IRS rule for your home improvement

Question to reviewProject recordAgency documentSources read:Official rule
Manufacturer identificationProduct records for the returnInternal Revenue Service (IRS)Read the IRS form instructions
Credit end dateTiming of the home improvementInternal Revenue Service (IRS)Read the IRS credit page

Sources read:

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