InstaBidsHeat pump rebates and tax credits: what is available now?
In some states. Heat pump rebate — the Energy Efficient Home Improvement Credit has ended: “You can claim the credit for improvements made through December 31, 2025.” “$2,000 per year for qualified heat pumps, water heaters, biomass stoves or biomass boilers” IRS, read October 17, 2026.
InstaBids is an AI-run marketplace for homeowners and property managers: describe a home job once, by chat or through your own AI assistant, add photos, and get multiple written quotes on the same scope, compared apples to apples, with no phone calls or home visits before you pick.
Post a heat pump installation on InstaBids to compare written bids on one scope.
- Describe it onceBy chat, or through your own AI assistant, and add photos.
- Post it and send itContractors bid in writing on that scope.
- Compare line by lineEvery quote is written against the same scope.
- You chooseContact details stay hidden until you pick and they confirm.
At a glance
- December 31, 2025Federal credit: final improvement dateInternal Revenue Service (IRS), read October 17, 2026
- January 1, 2025Earlier federal credit: equipment requirement beganU.S. Environmental Protection Agency (ENERGY STAR), read November 3, 2026
- September 3, 2024New Mexico HEAR launch dateNew Mexico Energy, Minerals and Natural Resources Department (EMNRD), Energy Conservation and Management Division, read October 17, 2026
For your AI assistant
MCP connector · REST API · plain HTMLHand any of these to your assistant and it can help you write this job's request; you send the request yourself. What you type in the job box above goes into the prompt these buttons carry. The connector asks you to sign in to your InstaBids account the first time.
- MCP connector URL
https://instabids.ai/api/agent/mcp - Agent API (OpenAPI)
https://instabids.ai/openapi.json - Start-request link
https://instabids.ai/intake?trade=hvac&from=rebates-heat-pump&utm_source=us&utm_medium=page&utm_campaign=rebates&page_type=rebates&job=heat+pump+installation - Prompt for any AI, with your job
- ChatGPTOpens with the prompt
- ClaudeOpens with the prompt
- GrokOpens with the prompt
- GeminiCopies the prompt, then opens
Every page is plain HTML. Steps for every assistant: add to your assistant.
Programs, amounts and status
| Weatherization Assistance Program (WAP) | Amount not stated by U.S. Department of Energy (DOE), through state weatherization administrators (read 2026-10-17) Status: open (source read 17 October 2026). “To apply for WAP assistance, first identify your state weatherization administrator and reach out to them.” Who it is for, in the agency's words: “One of the primary factors affecting eligibility is income. Households at or below 200% of the poverty income guidelines or that receive Supplemental Security Income are considered under DOE guidelines as eligible for weatherization services. In addition, each state or territory may elect to use the U.S. Department of Health & Human Services’ (HHS) Low-Income Home Energy Assistance Program (LIHEAP) eligibility criteria of 60% of state-median income.” How to apply: energy.govU.S. Department of Energy (DOE), through state weatherization administrators, read 17 October 2026 |
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| Home Owner Managing Energy Savings (HOMES) Rebate Program | “up to $8,000*” Status: open (source read 17 October 2026). “Home Energy Rebates are now available in select states.” Who it is for, in the agency's words: “The HOMES Rebate Program provides rebates for eligible whole-home energy upgrade projects for households at all income levels. American households can save up to $8,000* on home upgrades based on modeled energy savings levels with a minimum savings of 20%. HOMES offers several possible pathways to affordable upgrades including insulation, air sealing, heating and cooling equipment, water heaters, duct sealing, appliances, and lighting. HOMES rebates provide Americans with household upgrades that can lower monthly energy bills while improving comfort and quality of the home.” How to apply: naseo.org (individuals do not apply to this agency directly)U.S. Department of Energy (DOE), read 17 October 2026 |
| High-Efficiency Electric Home Rebate (HEEHR) Program | “up to $14,000” Status: open (source read 17 October 2026). Who it is for, in the agency's words: “The HEEHR Program provides rebates for the purchase and installation of appliances and building envelopes materials to reduce American homeowner energy bills. American households can save up to $14,000 on efficient upgrades that can lower energy bills and improve comfort and safety of the home. HEEHR offers rebates at point of sale either at retail outlets or through contractors. HEEHR can be utilized for insulation, air sealing, ventilation, electric wiring and load service center upgrades, electric heating and cooling upgrades, and efficient electric appliances. The HEEHR program is designed to ensure homeowner savings, emphasizing the importance of insulating and sealing the home prior to upgrading heating and cooling to maximize savings.” How to apply: naseo.org (individuals do not apply to this agency directly)U.S. Department of Energy (DOE), read 17 October 2026 |
| Indiana Energy Saver Program (HOMES and HEAR) | Amount not stated by Indiana Office of Energy Development (read 2026-10-22) Status: open (source read 22 October 2026). “Applications for the Indiana Energy Saver Program are NOW OPEN!” Who it is for, in the agency's words: “The Home Efficiency Rebate (HOMES) provides cost savings to both single family and multifamily residents, on whole-home retrofits achieving a minimum of 20% predicted energy savings. Eligible upgrades may include: insulation, air sealing, and ENERGY-STAR certified equipment such as HVAC systems and water heaters. About the Home Appliance Rebate Program The Home Appliance Rebate (HEAR) provides additional cost savings to low- and moderate-income households earning less than 150% of the Area Median Income for select, first-time upgrades. Eligible upgrades may include: heat pump water heaters, heat pump HVAC systems, and electrical upgrades.” How to apply: in.govIndiana Office of Energy Development, read 22 October 2026 |
| Home Electrification and Appliance Rebates (HEAR) Program | “a maximum rebate of $14,000 per address” Status: open (source read 17 October 2026). “In New Mexico, the Home Electrification and Appliance Rebates (HEAR) Program launched September 3, 2024.” Who it is for, in the agency's words: “The program offers rebates for qualifying ENERGY STAR® certified electric appliances and energy-efficient upgrades. You can purchase multiple items at different times, with a maximum rebate of $14,000 per address. Please note, the program is being launched in phases, so not all products are available yet.” How to apply: clean.energy.nm.govNew Mexico Energy, Minerals and Natural Resources Department (EMNRD), read 17 October 2026 |
| IRA Home Energy Rebates (HOMES and HEAR) | Amount not stated by Focus on Energy, for the Public Service Commission of Wisconsin (read 2026-10-17) Status: open (source read 17 October 2026). “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.” Pays for: “insulation and efficient heating/cooling equipment”. Who it is for, in the agency's words: “Qualify for both IRA Home Energy Rebate Programs today! Eligibility and rebate amounts are based on household income. All homeowners are eligible to participate in HOMES. Low-income or moderate-income households can participate in HEAR.” How to apply: focusonenergy.comFocus on Energy, for the Public Service Commission of Wisconsin, read 17 October 2026 |
| Energy Efficient Home Improvement Credit | “$2,000 per year for qualified heat pumps, water heaters, biomass stoves or biomass boilers” Status: ended (source read 17 October 2026). Pays for: “Electric or natural gas heat pumps”. Who it is for, in the agency's words: “You may claim the energy efficient home improvement credit for improvements to your main home. Your main home is generally where you live most of the time. For the energy efficiency home improvement credit, the home must be: Located in the United States An existing home that you improve or add onto, not a new home In most cases, the home must be your primary residence (where you live the majority of the year). You can't claim the credit if you're a landlord or other property owner who doesn't live in the home.” How to apply: irs.govInternal Revenue Service (IRS), read 17 October 2026 |
Federal tax credit status, in the IRS's words
The federal heat-pump credit applies to the earlier installation period shown above; state rebate programs have their own application rules. Federal home improvement credit guide
Programs by state
| Indiana | Indiana Energy Saver Program (HOMES and HEAR) (open, as of 22 October 2026) “Applications for the Indiana Energy Saver Program are NOW OPEN!” Indiana pageIndiana Office of Energy Development — Sources read: 22 October 2026 |
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| New Mexico | Home Electrification and Appliance Rebates (HEAR) Program (open, as of 17 October 2026) “In New Mexico, the Home Electrification and Appliance Rebates (HEAR) Program launched September 3, 2024.”New Mexico Energy, Minerals and Natural Resources Department — Sources read: 17 October 2026 |
| Wisconsin | IRA Home Energy Rebates (HOMES and HEAR) (open, as of 17 October 2026) “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.” Wisconsin pageFocus on Energy, for the Public Service Commission of Wisconsin — Sources read: 17 October 2026 |
| Maine | Home Electrification and Appliance Rebate (HEAR), heat pumps in new affordable multifamily housing and manufactured homes (open, as of 17 October 2026) “is offering rebates for efficient heat pump systems in two categories of buildings occupied by income-eligible households”Maine Department of Energy Resources, run by Efficiency Maine Trust — Sources read: 17 October 2026 |
| California | HEEHRA (multifamily homes); HOMES not yet available (open, as of 17 October 2026) “HEEHRA rebates are still available statewide for multifamily homes.”California Energy Commission (CEC) — Sources read: 17 October 2026 |
| Colorado | HEAR Single-Family Program (closed, as of 19 October 2026) “The HEAR Single-Family Program for Region 1 and Region 2 is closed.”Colorado Energy Office — Sources read: 19 October 2026 |
| Alabama | Inflation Reduction Act Home Energy Rebates Program (not launched, as of 17 October 2026) “This program is under development. The date in which eligible households will be able to access these rebates has not been determined.”Alabama Department of Economic and Community Affairs (ADECA) — Sources read: 17 October 2026 |
| Arkansas | Home Energy Rebates Program (not launched, as of 17 October 2026) “Currently, the Home Energy Rebates Program is not available in Arkansas.”Arkansas Department of Energy and Environment, Office of Energy — Sources read: 17 October 2026 |
| Kentucky | Kentucky Home Energy Rebates Program (not launched, as of 17 October 2026) “ALERT: Please be aware that Kentucky Home Energy Rebates are not yet available.”Kentucky Energy and Environment Cabinet, Office of Energy Policy — Sources read: 17 October 2026 |
| Texas | Texas Home Energy Rebates (HOMES and HEAR) (not launched, as of 23 October 2026) “The programs are currently in the planning and design phase, and a future launch date will be established once the state has approval from DOE.”Texas Comptroller, State Energy Conservation Office (SECO) — Sources read: 23 October 2026 |
Is there a heat pump rebate?
One state example is Efficiency Maine’s residential heat-pump program. Its comparison of rebate-eligible equipment says:
“In general, rebate-eligible units are capable of producing heat at colder temperatures and are more energy efficient.”
The FAQ describes colder-temperature output and energy efficiency as the differences between rebate-eligible and ineligible equipment. It does not state a household rebate amount in that answer; the program’s application instructions govern that separate question.
Source: Efficiency Maine Trust, read .
InstaBids lets you describe a heat pump replacement for written bids.
Mini split rebate?
Efficiency Maine distinguishes single-zone and multi-zone equipment in its residential heat-pump rebate program:
“In our rebate program for residential heat pumps, the heating capacity of both single-zone and multi-zone heat pumps can be counted in the sizing, but the cost of multi-zone heat pumps is not rebatable.”
The distinction is between capacity counted for sizing and equipment expense receiving a rebate. Counting the multi-zone system toward heating capacity does not change the exclusion of its equipment cost.
Source: Efficiency Maine Trust, read .
Include the mini split zone layout in your InstaBids job description.
Tax credit on heat pump?
For the ended federal credit, ENERGY STAR describes the equipment requirement that applied to air-source heat pumps:
“Starting January 1, 2025, air source heat pumps that are recognized as ENERGY STAR Most Efficient are eligible for this credit.”
“This tax credit is effective for products purchased and installed between January 1, 2023, and December 31, 2025.”
Source: U.S. Environmental Protection Agency (ENERGY STAR), read .
Ask for the proposed heat pump model in written bids through InstaBids.
Mini split tax credit 2025?
ENERGY STAR’s federal-credit page includes ductless systems in its equipment listing. This is a prior-year rule, with the installation period shown below:
“Your contractor can use ENERGY STAR’s listing of eligible heat pumps, which includes both central heat pumps and ductless heat pumps, to determine whether the products you are considering meet the tax credit requirements.”
“This tax credit is effective for products purchased and installed between January 1, 2023, and December 31, 2025.”
The listing is the equipment lookup for the earlier federal credit, rather than a state application form. Its express inclusion of ductless heat pumps is the relevant point for a mini-split project.
Source: U.S. Environmental Protection Agency (ENERGY STAR), read .
Describe your ductless heat pump installation on InstaBids to compare written scopes.
Heat pump installation rebates?
Efficiency Maine explains when a furnace or boiler may be used after receiving its residential heat-pump rebate:
“The intention of our residential heat pump rebate program is to encourage homeowners to use heat pumps whenever possible.”
The same answer describes exceptions for an outage when the generator can run the furnace or boiler but not the heat pumps, and for a heat pump being serviced. These are the program’s examples of occasions for using the existing system after receiving its rebate.
Source: Efficiency Maine Trust, read .
List the existing furnace or boiler in your InstaBids heat pump request.
Can I get a rebate for air-to-water heat pumps?
Efficiency Maine’s residential heat-pump FAQ states a specific equipment exclusion; this example applies to its own program:
“Air-to-water heat pumps can work well for customers with radiant heating, but are not commonly used in Maine and are not currently eligible for Efficiency Maine rebates.”
That exclusion concerns the air-to-water design used with radiant heating. It is separate from the air-source equipment discussed in the federal credit answer. A general reference to a heat pump does not resolve this program’s equipment restriction.
Source: Efficiency Maine Trust, read .
Specify air-to-water equipment in your InstaBids request so the written scope names it.
Before you apply
- For prior-year heat-pump credit records, retain the equipment QMID and amount paid.
- For additional qualifying heat pumps, retain an itemized statement of the equipment QMID and amount paid.
- Keep the written manufacturer certification with the prior-year credit records.
- Ask contractors to list the model, efficiency rating and paperwork your program asks for in their written bid.
Find the IRS rule for your home improvement
| Question to review | Project record | Agency document | Sources read: | Official rule |
|---|---|---|---|---|
| Credit end date | Timing of the home improvement | Internal Revenue Service (IRS) | Read the IRS credit page | |
| Heat pump and water heater limit | Equipment and installation | Internal Revenue Service (IRS) | Read the IRS credit page | |
| Heat pump efficiency rule | Equipment standard and installation labor | Internal Revenue Service (IRS) | Read the IRS credit page | |
| Claim form and installation year | Return instructions | Internal Revenue Service (IRS) | Read the IRS credit page | |
| Manufacturer identification | Product records for the return | Internal Revenue Service (IRS) | Read the IRS form instructions | |
| Written manufacturer certification | Product records to retain | Internal Revenue Service (IRS) | Read the IRS form instructions |
Sources read:
- U.S. Department of Energy (page label: State and Community Energy Programs): https://www.energy.gov/cmei/scep/home-energy-rebates-program, read 17 October 2026.
- U.S. Department of Energy, Weatherization Assistance Program: https://www.energy.gov/cmei/scep/wap/how-apply-weatherization-assistance, read 17 October 2026.
- Kentucky Energy and Environment Cabinet, Office of Energy Policy (energyrebates.ky.gov): https://energyrebates.ky.gov/, read 17 October 2026.
- Alabama Department of Economic and Community Affairs (ADECA), Energy Division - the State Energy Office (adeca.alabama.gov): https://adeca.alabama.gov/ira-rebates/, read 17 October 2026.
- Indiana Office of Energy Development (page title: OED: Home Energy Rebates): https://www.in.gov/oed/grants-and-funding-opportunities/homeowner-incentives, read 22 October 2026.
- Colorado Energy Office (CEO): https://energyoffice.colorado.gov/home-energy-rebates, read 19 October 2026.
- California Energy Commission (CEC): https://www.energy.ca.gov/programs-and-topics/programs/inflation-reduction-act-residential-energy-rebate-programs, read 17 October 2026.
- Texas Comptroller of Public Accounts, State Energy Conservation Office (SECO): https://comptroller.texas.gov/programs/seco/funding/ira/, read 23 October 2026.
- New Mexico Energy, Minerals and Natural Resources Department (EMNRD), Energy Conservation and Management Division: https://clean.energy.nm.gov/programs/hear/, read 17 October 2026.
- Maine Governor's Energy Office / Department of Energy Resources (DOER): https://www.maine.gov/energy/initiatives/infrastructure/home-energy-rebates, read 17 October 2026.
- Arkansas Department of Energy and Environment, Arkansas Energy Office: https://adeq.state.ar.us/energy/assistance/home-energy-rebates.aspx, read 17 October 2026.
- Focus on Energy (Wisconsin utilities program: https://www.focusonenergy.com/home-energy-rebates, read 17 October 2026.
- Internal Revenue Service (IRS): https://www.irs.gov/credits-deductions/energy-efficient-home-improvement-credit, read 17 October 2026.
- Internal Revenue Service (IRS): https://www.irs.gov/instructions/i5695, read 21 October 2026.
- Efficiency Maine Trust: https://www.efficiencymaine.com/heat-pumps-faq/, read 3 November 2026.
- U.S. Environmental Protection Agency (ENERGY STAR): https://www.energystar.gov/about/federal-tax-credits/air-source-heat-pumps, read 3 November 2026.