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Are there Pennsylvania roof replacement grants?

Yes. Pennsylvania roof replacement grants — USDA Rural Development describes its health-and-safety repair grants: “For grants, be age 62 or older and have a household income that does not exceed the very low limit by county” USDA Rural Development USDA Rural Development, read October 23, 2026.

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At a glance

  • 4 sq. ft.Philadelphia ceiling-collapse threshold; small roof leaks excludedPhiladelphia Housing Development Corporation, read November 6, 2026
  • 1%PHFA HEELP APR; a loan, subject to credit approval and restrictionsPennsylvania Housing Finance Agency, read November 6, 2026
  • 200%WAP federal poverty guideline income rulePennsylvania Department of Community and Economic Development, read November 6, 2026
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Programs, amounts and status

Section 504 Home Repair grants“Grants have a lifetime limit of $10,000 Grants must be repaid if the property is sold in less than 3 years” Status: open (source read 23 October 2026). “Open” Pays for: “Grants must be used to remove health and safety hazards”. Who it is for, in the agency's words: “To qualify, you must: Be the homeowner and occupy the house Be unable to obtain affordable credit elsewhere Have a household income that does not exceed the low and very-low limit by county For grants, be age 62 or older and have a household income that does not exceed the very low limit by county” How to apply: rd.usda.govUSDA Rural Development, read 23 October 2026
Basic Systems Repair ProgramAmount not stated by Philadelphia Housing Development Corporation (read 2026-11-06) Status: open (source read 6 November 2026). “Click the APPLY button to begin your application.” Pays for: “The Basic Systems Repair Program (BSRP) provides free repairs to correct electrical, plumbing, heating, limited structural and carpentry, and roofing emergencies in eligible owner-occupied homes in Philadelphia.”. Who it is for, in the agency's words: “To be eligible for free emergency repairs you must: Not own any other residential property in Philadelphia Own and live in the single-family house with the problem Be current or under current payment agreement for both your property taxes and your water bill Meet the income guidelines” How to apply: phdcphila.orgPhiladelphia Housing Development Corporation, read 6 November 2026
Homeowners Energy Efficiency Loan Program (HEELP)“The Homeowners Energy Efficiency Loan Program (HEELP) offers loans between $1,000 and $10,000 for specific energy efficiency repairs at a fixed-rate of one percent (1%); (APR 1%) for ten years with no prepayment penalties.” Status: open (source read 6 November 2026). “Download the Borrower Application” Pays for: “Roof replacements”. Who it is for, in the agency's words: “The Homeowners Energy Efficiency Loan Program (HEELP) offers loans between $1,000 and $10,000 for specific energy efficiency repairs at a fixed-rate of one percent (1%); (APR 1%) for ten years with no prepayment penalties.” How to apply: phfa.orgPennsylvania Housing Finance Agency, read 6 November 2026
Weatherization Assistance ProgramAmount not stated by Pennsylvania Department of Community and Economic Development (read 2026-11-06) Status: open (source read 6 November 2026). “Weatherization services and application for the program are provided directly through local weatherization agencies. Please contact your local WAP provider that services the county in which the home is located to request an application.” Pays for: “Address minor roof or wall leaks before insulation”. Who it is for, in the agency's words: “Pennsylvania residents with an income 200% or below the Federal Poverty Guidelines set by the U.S. Department of Health and Human Services are eligible to receive services through the Weatherization Assistance Program. Households automatically qualify if any member receives Supplemental Security Income (SSI), Temporary Aid for Needy Families (TANF), LIHEAP or are found eligible for specific means- tested Housing and Urban Development (HUD) or United States Department of Agriculture (USDA) programs.” How to apply: dced.pa.govPennsylvania Department of Community and Economic Development, read 6 November 2026

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What is the Basic Systems Repair Program?

Philadelphia’s Basic Systems Repair Program handles roofing emergencies in eligible owner-occupied homes. PHDC defines its qualifying roof emergency as: Philadelphia Housing Development Corporation “Roof leaks which have caused a 4 sq. ft. or larger section of ceiling to collapse (Small roof leaks are not considered emergencies)” Philadelphia Housing Development Corporation

Source: Philadelphia Housing Development Corporation, read .

Post the emergency roof repair scope on InstaBids to compare written bids.

Who is eligible?

Philadelphia’s Basic Systems Repair Program requires applicants to meet its income guidelines, own no other Philadelphia residential property, and keep property taxes and water bills current or under a current payment agreement. Its occupancy rule states: Philadelphia Housing Development Corporation “Own and live in the single-family house with the problem” Philadelphia Housing Development Corporation

Source: Philadelphia Housing Development Corporation, read .

Describe your roof repair scope on InstaBids so contractors can respond with written bids.

How do I apply?

PHDC directs Philadelphia emergency repair applicants to its application portal: Philadelphia Housing Development Corporation “The One Philly Front Door portal is where to get started!” Philadelphia Housing Development Corporation Household income records and clear photos showing a ceiling collapse help the agency assess and prioritize the repair request. Philadelphia Housing Development Corporation

Source: Philadelphia Housing Development Corporation, read .

A roof repair request on InstaBids can describe the damage shown in your project photos.

Who is eligible for WAP?

Pennsylvania DCED describes WAP eligibility in its income rule: Pennsylvania Department of Community and Economic Development “Pennsylvania residents with an income 200% or below the Federal Poverty Guidelines set by the U.S. Department of Health and Human Services are eligible to receive services through the Weatherization Assistance Program.” Pennsylvania Department of Community and Economic Development

Source: Pennsylvania Department of Community and Economic Development, read .

Describe the roof leak work on InstaBids with the tasks identified for your project.

What services does WAP provide?

Pennsylvania WAP lists minor roof or wall leaks before insulation among its building-shell measures. Roof replacement appears under WAP Readiness, where eligibility follows a home energy audit; households cannot apply directly to that separate readiness program. Pennsylvania Department of Community and Economic Development

Source: Pennsylvania Department of Community and Economic Development, read .

Use InstaBids to compare roof repair scopes after the weatherization provider identifies the required work.

How long does it take to receive WAP services?

Pennsylvania DCED gives no fixed wait time for weatherization services. Timing varies with several factors and from agency to agency, so homeowners should ask the local WAP provider for its estimated wait rather than treating an application as a scheduled roof repair. Pennsylvania Department of Community and Economic Development

Source: Pennsylvania Department of Community and Economic Development, read .

Keep the proposed roof repair schedule in your InstaBids project description for contractors to address.

How do I apply for WAP?

Pennsylvania WAP applications go through the local weatherization agency serving the home’s county. DCED directs households to request an application from that provider; the provider reviews household eligibility before arranging a home evaluation to determine possible measures. Pennsylvania Department of Community and Economic Development

Source: Pennsylvania Department of Community and Economic Development, read .

An InstaBids roof request can ask contractors to separate leak repairs from a full replacement scope.

Before you apply

Sources read:

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