Which New York heat pump rebates are available?

Yes. New York heat pump rebates — NYSERDA’s EmPower+: NYSERDA “Low-income, single-family households are eligible for no-cost energy efficiency improvements capped at $12,000 per project for upstate customers and $14,000 per project for downstate customers.” NYSERDA “You can claim the credit for improvements made through December 31, 2025.” IRS NYSERDA, read October 23, 2026. NYSERDA

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By InstaBids editorial team with AI research agents. Statuses last read 17 October 2026 to 6 November 2026

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At a glance

5, 10, or 15Years: the loan originator’s term optionsEnergy Finance Solutions, read November 6, 2026
60%State median income threshold in the WAP overviewNew York State HCR, read October 23, 2026
December 31, 2025Last improvement date in the IRS credit statusIRS, read October 17, 2026

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Programs, amounts and status

EmPower+	“Low-income, single-family households are eligible for no-cost energy efficiency improvements capped at $12,000 per project for upstate customers and $14,000 per project for downstate customers.” Status: open (source read 23 October 2026). “The program is open to income-eligible owners and renters of one- to four-family households.” Pays for: “heat pumps”. Who it is for, in the agency's words: “The program is open to income-eligible owners and renters of one- to four-family households.” How to apply: nyserda.ny.govNYSERDA, read 23 October 2026
Weatherization Assistance Program (New York)	Amount not stated by New York State Homes and Community Renewal (read 2026-10-23) Status: open (source read 23 October 2026). “Applications are accepted from renters, homeowners, landlords, property managers, and affordable housing developers. To apply, contact your local Weatherization Assistance Provider” Pays for: “Repairing or replacing heating systems”. Who it is for, in the agency's words: “Applications are accepted from renters, homeowners, landlords, property managers, and affordable housing developers. To apply, contact your local Weatherization Assistance Provider” How to apply: hcr.ny.govNew York State Homes and Community Renewal, read 23 October 2026
Smart Energy Loan	“Loan Amounts: $1,500 - $25,000” Status: open (source read 6 November 2026). “Apply online - Applying online is the fastest way to receive a decision. Complete and submit the online credit application. If you apply using the online portal, you will be able to upload your additional documentation directly.” Pays for: “Air and Ground Source Heat Pumps”. Who it is for, in the agency's words: “Eligible Properties: You must own the home or be an authorized representative of the property owner” How to apply: ny.energyfinancesolutions.comNYSERDA through Energy Finance Solutions, read 6 November 2026
NYS Clean Heat (National Grid)	“Save up to $12,000” Status: open (source read 6 November 2026). “We are proud to partner with NYSERDA and utilities across New York state to promote electrification and achieve our clean energy goals by offering incentives on heat pump technology through the NYS Clean Heat Program.” Pays for: “Central Air-Source Heat Pumps”. Who it is for, in the agency's words: “NYS Clean Heat incentives for heat pumps are only available to National Grid electric service customers.” How to apply: nationalgridus.com (individuals do not apply to this agency directly)National Grid — utility’s own words, read 6 November 2026
NYS Clean Heat (Con Edison)	“** Incentives are capped at 70% of project costs, or 85% if you’re located in a Disadvantaged Community. See if you qualify.” Status: open (source read 6 November 2026). “Receive up to $11,000 in incentives when you upgrade your heating and cooling system to efficient air-source heat pumps.” Pays for: “air-source heat pumps”. Who it is for, in the agency's words: “Single-family homes, two- to four-family buildings, and individual apartment owners in buildings with five or more apartments may be eligible for these incentives. If you own or manage a multifamily building with five or more apartments, please view the incentives available for your building.” How to apply: coned.com (individuals do not apply to this agency directly)Con Edison — utility’s own words, read 6 November 2026
Energy Efficient Home Improvement Credit	“$2,000 per year for qualified heat pumps, water heaters, biomass stoves or biomass boilers” Status: ended (source read 17 October 2026). Pays for: “Electric or natural gas heat pumps”. Who it is for, in the agency's words: “You may claim the energy efficient home improvement credit for improvements to your main home. Your main home is generally where you live most of the time. For the energy efficiency home improvement credit, the home must be: Located in the United States An existing home that you improve or add onto, not a new home In most cases, the home must be your primary residence (where you live the majority of the year). You can't claim the credit if you're a landlord or other property owner who doesn't live in the home.” How to apply: irs.govInternal Revenue Service (IRS), read 17 October 2026

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Federal tax credit status, in the IRS's words

The IRS says the federal credit ended for new work after December 31, 2025. IRS

New York heat pump rebates?

NYSERDA’s EmPower+ is open to income-eligible owners and renters of one- to four-family households. Heat pumps appear among its energy improvements. The program uses household income and the proposed improvements to determine incentives; the agency’s application route is the MyEnergy Portal. NYSERDA

Source: NYSERDA, read 23 October 2026.

On InstaBids, describe the heat pump installation and ask for a written equipment list.

New York state heat pump rebate?

National Grid’s New York heat-pump incentives are for its electric service customers. Central air-source, mini split and air-to-water projects must remove the previous heating source from service for the higher incentive. Identify the existing heating equipment when discussing the project with the utility’s participating contractor. National Grid

Source: National Grid, read 6 November 2026.

Use InstaBids to compare written scopes that describe removal of the existing heating equipment.

Are there rebates for heat pumps?

Con Edison offers air-source heat-pump incentives with separate options for replacing the old heating system or keeping it with integrated controls. The utility states that incentives are capped at 70% of project costs, or 85% in a Disadvantaged Community. Contractor and service-adequacy requirements also apply. Con Edison

Source: Con Edison, read 6 November 2026.

InstaBids lets you describe integrated controls in the installation request before comparing written bids.

Is there a rebate for installing a heat pump?

NYSERDA’s Smart Energy Loan is financing for improvements such as air and ground source heat pumps. The loan originator lists terms of 5, 10, or 15 years. Financing creates a repayment obligation; the loan is distinct from EmPower+ assistance and utility heat-pump incentives. Energy Finance Solutions

Source: Energy Finance Solutions, read 6 November 2026.

You can use InstaBids to organize written heat pump installation scopes for comparison.

How to apply for heat pump rebate?

NYSERDA directs EmPower+ applicants to create a MyEnergy Portal profile and complete the program application. The New York program is open to income-eligible owners and renters of one- to four-family households. Use that agency route for an incentive application and retain the proposed installation details separately. NYSERDA

Source: NYSERDA, read 23 October 2026.

On InstaBids, put the proposed heat pump job into one request for contractors to bid on.

New York heat pump tax credit?

The IRS says the Energy Efficient Home Improvement Credit covered improvements made through December 31, 2025. The federal credit does not cover a new installation in 2026. New York’s NYSERDA Smart Energy Loan is a separate financing route for air and ground source heat pumps. IRS

Sources: IRS, read 17 October 2026; Energy Finance Solutions, read 6 November 2026.

InstaBids helps you compare written heat pump bids while the agency handles its own program rules.

Who can help me to get started?

National Grid directs New York electric customers to a NYS Clean Heat participating contractor. The contractor designs the system and processes the incentive application after installation. The utility describes two delivery methods: an upfront discount or reimbursement after installation, depending on the contractor. National Grid