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Electrical panel upgrade rebates: which programs pay toward a new panel?

In some states. Electrical panel upgrade rebates: North Carolina’s Energy Saver program names electrical panels, and Florida’s HEEHR table, not yet open, lists: “Electric Load Service Center $4,000” Florida Energy Saver Program, read October 17, 2026. The federal credit ended: “You can’t claim energy efficient home improvement credits for expenditures or property placed in service after December 31, 2025.”

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To compare written bids on an electrical panel upgrade, with the amperage each electrician proposes, you can post the job on InstaBids.

By InstaBids editorial team with AI research agents. Statuses last read to

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At a glance

  • December 31, 2025Federal panel credit: not for property placed in service afterInternal Revenue Service (IRS), Instructions for Form 5695, read October 21, 2026
  • 200 ampsIRS panel credit rule: minimum load capacityInternal Revenue Service (IRS), Instructions for Form 5695, read October 21, 2026
  • January 16, 2025Energy Saver North Carolina launch dateNorth Carolina Department of Environmental Quality, Energy Saver North Carolina, read October 17, 2026
  • 150%Wisconsin HEAR income line: % of Area Median IncomeFocus on Energy, Wisconsin IRA Home Energy Rebates, read October 17, 2026
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Programs, amounts and status

IRA Home Energy Rebate Programs: Home Electrification and Appliance Rebate (HEAR)Amount not stated by Focus on Energy (read 2026-10-17) Status: open (source read 17 October 2026). “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.” Who it is for, in the agency's words: “HEAR provides rebates to households installing heat pumps and other efficient electric equipment to help further electrify their homes. Additional qualified improvements include insulation, air sealing, upgraded electrical panels and wiring, and laundry and kitchen appliances. This program is available to Wisconsin residents in single-family homes and multifamily buildings, earning 150% of Area Median Income (AMI) or less.” How to apply: focusonenergy.comFocus on Energy (for the Public Service Commission of Wisconsin), read 17 October 2026
Energy Saver North Carolina (HOMES and HEAR)“up to $14,000” Status: open (source read 17 October 2026). “DEQ launched the Energy Saver NC on January 16, 2025.” Who it is for, in the agency's words: “Energy Saver North Carolina helps income-eligible homeowners and renters cover the cost of energy efficiency and electrification upgrades, such as heat pumps, electrical panels and insulation.” How to apply: deq.nc.govNorth Carolina Department of Environmental Quality (DEQ), State Energy Office, read 17 October 2026
Go Electric rebates (smart panel, subpanel, new circuit)“Up to $4,000” Status: open (source read 28 October 2026). “Go Electric rebates (smart panel, subpanel, new circuit)* Up to $4,000” Who it is for, in the agency's words: “Go Electric rebates (smart panel, subpanel, new circuit)* Up to $4,000 *Gas-to-electric conversion required to qualify for subpanel and circuit rebates.” How to apply: smud.orgSacramento Municipal Utility District (SMUD), read 28 October 2026

This table as data: data.csv · data.json

Federal tax credit status, in the IRS's words

No federal credit pays for a panel put in now: the IRS ended the Energy Efficient Home Improvement Credit for property placed in service after December 31, 2025.

“You can claim the credit for improvements made through December 31, 2025.”

“You can’t claim energy efficient home improvement credits for expenditures or property placed in service after December 31, 2025.”

Programs by state

Each row is a state agency’s or utility’s own panel or wiring line with the status it showed on the date we read it; Maryland’s grant page lists service upgrades but gives no application status. States not in the table were not read for this page. Federal panel money reaches households through state programs: the Department of Energy lists load service center upgrades among the uses of its HEEHR rebates and says Home Energy Rebates are now available in select states. “HEEHR can be utilized for insulation, air sealing, ventilation, electric wiring and load service center upgrades, electric heating and cooling upgrades, and efficient electric appliances.”
CaliforniaSMUD Go Electric rebates (smart panel, subpanel, new circuit), a utility program for SMUD customers (open, as of 28 October 2026) “Go Electric rebates (smart panel, subpanel, new circuit)* Up to $4,000”Sacramento Municipal Utility District (SMUD) — Sources read: 28 October 2026
ColoradoHEAR Single-Family Program (the Colorado Energy Office lists electric panels) (closed, as of 19 October 2026) “The HEAR Single-Family Program for Region 1 and Region 2 is closed.”Colorado Energy Office (CEO) — Sources read: 19 October 2026
FloridaHigh-Efficiency Electric Home Rebates (HEEHR), Electric Load Service Center line (not launched, as of 17 October 2026) “If you are interested in participating, please register and complete the information in your Profile section. We will send you an email when the application is open.”Florida Department of Agriculture and Consumer Services (FDACS), Florida Energy Saver Program — Sources read: 17 October 2026
KentuckyKentucky Home Energy Rebates Program (electrical panel and/or wiring upgrades) (not launched, as of 17 October 2026) “Please be aware that the Kentucky Home Energy Rebates Program is not yet accepting rebate applications.”Kentucky Office of Energy Policy — Sources read: 17 October 2026
MarylandHealthy Homes Production Grant Program (HHPG); the page lists service upgrades and states no application status “Electrical hazard, Knob, and tube removal, inclusive of necessary service upgrades. Electrical upgrades for future home electrification.” Maryland pageMaryland Department of Housing and Community Development (DHCD) — Sources read: 23 October 2026
North CarolinaEnergy Saver North Carolina (HOMES and HEAR) (open, as of 17 October 2026) “DEQ launched the Energy Saver NC on January 16, 2025.”North Carolina Department of Environmental Quality (DEQ) — Sources read: 17 October 2026
South CarolinaHome Energy Rebate Programs (HOMES and HEAR), Electric Load Service Center line (not launched, as of 17 October 2026) “Rebate Availability: Rebates are not currently available but are expected to launch in 2026.”South Carolina Energy Office — Sources read: 17 October 2026
TexasTexas HOMES and HEAR Rebate programs (breaker panel box replacement listed among possible measures) (not launched, as of 23 October 2026) “A launch date has not been set and will depend on DOE approval of the final program design.”Texas Comptroller of Public Accounts, State Energy Conservation Office (SECO) — Sources read: 23 October 2026
WashingtonState Home Electrification and Appliance Rebates (HEAR), through local administrators (not launched, as of 17 October 2026) “We’ll post each local administrator’s contact information as soon as their contracts are finalized.”Washington State Department of Commerce — Sources read: 17 October 2026
WisconsinIRA Home Energy Rebate Programs: HEAR (upgraded electrical panels and wiring) (open, as of 17 October 2026) “Both Home Efficiency Rebates (HOMES) and Home Electrification and Appliance Rebate (HEAR) are NOW AVAILABLE.” Wisconsin pageFocus on Energy (Public Service Commission of Wisconsin) — Sources read: 17 October 2026

Electrical panel upgrade rebates?

Wisconsin’s HEAR, which Focus on Energy listed as now available when read on October 17, 2026, names panels among its qualified improvements:

“Additional qualified improvements include insulation, air sealing, upgraded electrical panels and wiring, and laundry and kitchen appliances.”

Focus on Energy adds that eligibility and rebate amounts depend on household income, for households at or under 150% of area median income.

Source: Focus on Energy, Wisconsin IRA Home Energy Rebates, read .

When a state program names panel work, you can post the electrical panel job on InstaBids and compare written electrician bids.

Electric panel upgrade tax credit 2026?

No. A panel put in during 2026 falls after the IRS end date, and the IRS instructions for the credit form tied the panel credit to the equipment it served, both put in during 2025:

“To qualify for the credit, an improvement to or replacement of panelboards, subpanelboards, branch circuits, or feeders (enabling property) must be installed to enable the installation and use of a separate qualified energy efficient improvement or certain qualified energy property (enabled property) and both the enabling property and the enabled property must be installed in 2025.”

Source: Internal Revenue Service (IRS), Instructions for Form 5695, read .

With the 2026 credit gone for new panels, you can still post the panel replacement on InstaBids for written bids.

Panel upgrade rebate?

Some utilities run their own. SMUD, the Sacramento utility, lists Go Electric rebates of up to $4,000 for a smart panel, subpanel or new circuit, and its subpanel and circuit rebates need a gas-to-electric conversion.

“*Gas-to-electric conversion required to qualify for subpanel and circuit rebates.”

“Choose a participating contractor from the SMUD Contractor Network.”

Source: Sacramento Municipal Utility District (SMUD), Heating and cooling rebates, read .

To get written bids that list the panel size and parts, you can post the panel upgrade on InstaBids.

Panel upgrade tax credit?

Only for work through 2025. The IRS page for the Energy Efficient Home Improvement Credit set the panel rule and its cap like this:

“Costs of electrical components needed to support residential energy property, including panelboards, sub-panelboards, branch circuits, and feeders, also qualify for the credit if they meet the National Electric Code and have a capacity of 200 amps or more. There is a limit of $600 per item.”

Source: Internal Revenue Service (IRS), Energy Efficient Home Improvement Credit, read .

To compare written bids on a panelboard or subpanel install, you can post the electrical job on InstaBids.

Federal tax credit for electrical panel upgrade?

It ended for new work after December 31, 2025. The IRS instructions for the credit form cap panelboards, subpanelboards, branch circuits and feeders at $600 and give this rule for the line where the amount goes:

“Enter the amounts you paid for improvements to or replacement of panelboards, subpanelboards, branch circuits, or feeders that were installed in a manner consistent with the National Electric Code, have a load capacity of at least 200 amps, and were installed with qualified energy efficiency improvements or qualified energy property.”

Source: Internal Revenue Service (IRS), Instructions for Form 5695, read .

For a panel upgrade ahead of a heat pump or EV charger, you can describe the job once on InstaBids for written bids.

Residential electrical panel upgrade grant program?

State rebate programs are the ones that name home panels. Wisconsin’s HEAR lists upgraded electrical panels and wiring for households at or under 150% of area median income, and Florida’s HEEHR table caps its Electric Load Service Center line at $4,000.

“Energy Saver North Carolina helps income-eligible homeowners and renters cover the cost of energy efficiency and electrification upgrades, such as heat pumps, electrical panels and insulation.”

“If you are interested in participating, please register and complete the information in your Profile section. We will send you an email when the application is open.”

Kentucky’s program lists panel and wiring upgrades but was not taking applications yet when read, and Colorado’s HEAR single-family program is closed.

Texas lists breaker panel box replacement among the possible HEAR measures; its FAQ, read October 23, 2026, says:

“A launch date has not been set and will depend on DOE approval of the final program design.”

Sources: Focus on Energy, Wisconsin IRA Home Energy Rebates, read ; Florida Department of Agriculture and Consumer Services, Florida Energy Saver Program: HEEHR, read ; North Carolina Department of Environmental Quality, Energy Saver North Carolina, read ; Kentucky Home Energy Rebates Program, read ; Colorado Energy Office, IRA rebate FAQ, read ; Colorado Energy Office, Home Energy Rebates, read ; Texas Comptroller of Public Accounts, State Energy Conservation Office (SECO): HOMES and HEAR FAQ, read .

To line up written electrician bids for a home panel that a state program names, you can post the job on InstaBids.

Rebate, tax credit, grant or weatherization: how they differ

Rebate: South Carolina’s plan pays its rebate to the contractor, who passes it on to the household:

“In these cases, rebates are issued to the contractor and passed on as an upfront discount to the customer.”

Tax credit: the IRS credit that covered panelboards ended after December 31, 2025, as the IRS section above quotes.

Grant: Maryland’s Healthy Homes Production Grant Program lists this among its repairs:

“Electrical hazard, Knob, and tube removal, inclusive of necessary service upgrades. Electrical upgrades for future home electrification.”

Utility rebate: SMUD ties its subpanel and circuit rebates to a switch from gas to electric.

Before you apply

Cost, options and related pages

What a panel replacement costs, which panel types to compare and how long a panel lasts are on our electrical panel cost, options and lifespan pages, linked below.

Sources read:

Related pages

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